Madison County property record for 203 NW Fourth St, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 1972 |
| Lot Size | 0.349 acres (15,206 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,862 (Mar 2026) |
| Tax Bill | $789 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051C-08D-053 |
| Primary APN | 051C-08D-053 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Adjusted Area |
| Gross Area | 1,783 sqft |
| 1st Floor Area | 1,783 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,206 sqft (0.349 acres) |
| Lot Dimensions | 178 ft deep x 85 ft wide |
| Cooling System | Central |
|---|
| Account Number | 288 |
|---|---|
| Street Address | 203 NW FOURTH ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 7A -85 X 178.9- W/S N 4TH ST OUT LOT 16 GADDIS ADD LOT 16 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Subdivision | GADDIS |
| Legal Lot Number | 16 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30302 |
203 NW Fourth St is owned and occupied by an individual who bought it in March 2026.
Source: Madison County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANKPLUS |
| Mar 1, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 13, 2018 | Warranty Deed, Transfer · FHA Mortgage FIDELITY BK |
| Jan 30, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | May 1, 2023 |
| Deed Document Number | 20261048620 |
| Deed Book / Page | 4663 / 604 |
| Prior Transfer Date | Feb 26, 2021 |
| Prior Transfer Doc | 0000919238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 31, 2026 |
| Property Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Document Number | 004663/604 |
| Book / Page | 4663 / 604 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 1048620 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131B WALDROP LN, FLORA, MS 39071-9380 |
| Name | Verified Name |
|---|---|
| Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Document Number | 0001048621 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 1048621 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 1, 2023 |
| Property Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Document Number | 004325/820 |
| Book / Page | 4325 / 820 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 981240 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 PLEASANT HARBOR AVE, BRANDON, MS 39047-7508 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Document Number | 0000981241 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 981241 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 1, 2021 |
| Property Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Document Number | 003996/250 |
| Book / Page | 3996 / 250 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 919238 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | BENCHMARK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Document Number | 0000919239 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 919239 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Aug 13, 2018 |
| Property Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Document Number | 0000845259 |
| Book / Page | 003635 / 000631 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 845259 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | RUCKETT LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 NW FOURTH ST FLORA MS 390719756, FLORA, MS 39071-9756 |
| Document Number | 845260 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 003635/000634 |
| Instrument | 845260 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | MANDEVILLE, LA 70471 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 203 NW FOURTH ST, FLORA, MS 39071-9756 |
| Document Number | 0000806118 |
| Book / Page | 003444 / 000343 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 203 NW FOURTH ST FLORA MS 390719756, FLORA, MS 39071-9756 |
| Document Number | 0000806118 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 003444/000343 |
| Instrument | 806118 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 12, 2047 |
The 2025 property tax bill for 203 NW Fourth St was $789 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $789.00 Homeowner's exemption | $8,912 | $89,120 Land $28,000 Building $61,120 |
| 2024 | $789.00 | ||
| 2023 | $789.00 Homeowner's exemption | $8,912 | $89,120 Land $28,000 Building $61,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 203 NW Fourth St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 NW Fourth St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures