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203 Normandy St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 203 Normandy St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 888 sqft · built 1941
Lot Size0.338 acres (14,726 sqft)
OwnerIndividual Name on File
Last Sale$26,000 (Aug 2023)
Tax Bill$2,486 (2025)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (reduced by levee)
APN8913-15-251-011

Property Details

APN / Parcel Number

Primary APN8913-15-251-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area888 sqft Living Area
1st Floor Area480 sqft
AtticAttic
Attic Area168 sqft
Basement Area480 sqft
Unfinished Basement480 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,726 sqft (0.338 acres)
Lot Dimensions199 ft deep x 74 ft wide
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
Deck Area192 sqft
Patio Area480 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address203 NORMANDY ST
CityWATERLOO
StateIA
Zip50703-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR BEND ADDITION LOT 12 BLK 2
Legal Range13W
Legal Township89N
Legal Section15
Legal SubdivisionCEDAR BEND ADDITION
Legal Block2
Legal Lot Number12
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2017
Census Tract1600

Owner

203 Normandy St is owned and occupied by an individual who bought it in August 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address203 NORMANDY ST, WATERLOO, IA 50703-1631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2023 · Amount on File
Deed SaleAug 5, 2023 · Amount on File
Prior SaleAug 5, 2022 · Amount on File
Deed Document Number20232116
Prior Transfer DateSep 20, 2013
Prior Transfer Doc2014006630
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 5, 2022
Property Address203 NORMANDY ST, WATERLOO, IA 50703-1631
Document Number202300002116
Instrument DateAug 3, 2022
Instrument202300002116
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount on Record
Tax$40.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 NORMANDY ST, WATERLOO, IA 50703-1631

Tax Assessment & Valuation

The 2025 property tax bill for 203 Normandy St was $2,486, up 104.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,486.00 (+104.11%)$121,840 Land $16,430 Building $105,410$121,840 Land $16,430 Building $105,410
2024$1,218.00
2023$57,100 (+40.95%) Land $16,430 Building $40,670$57,100 Land $16,430 Building $40,670
2022$890.00$40,510 Land $16,430 Building $24,080
2021$40,510 Land $16,430 Building $24,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Normandy St in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1978–1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Normandy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink.

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