203 Norfolk St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 203 Norfolk St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,164 sqft · built 2005
Lot Size	0.167 acres (7,263 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2022)
Tax Bill	$6,713 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-010-00010`

Property Details

APN / Parcel Number

Primary APN	`19-010-00010`
Alternative APN	`WORC M:19 B:010 L:00010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,263 sqft (0.167 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19-010-00010
Street Address	203 NORFOLK ST
City	WORCESTER
State	MA
Zip	01604-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	10
Legal Lot Number	10
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2000
Census Tract	732203

Owner

203 Norfolk St is owned and occupied by two individuals who bought it in November 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 NORFOLK ST, WORCESTER, MA 01604-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Aug 1, 2017	Quit Claim Deed, Transfer MACKINAC SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Book / Page	68451 / 57
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 4, 2022
Property Address	203 NORFOLK ST, WORCESTER, MA 01604-2944
Document Number	0068451-57
Book / Page	68451 / 57
Instrument Date	Nov 4, 2022
Instrument	119598
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 NORFOLK ST, WORCESTER, MA 01604-2944

Mortgage

Document Number	0000119599
Date	Nov 4, 2022
Instrument	119599

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 1, 2017
Property Address	203 NORFOLK ST, WORCESTER, MA 01604-2944
Document Number	57517-125
Book / Page	57517 / 125
Instrument	83075
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 NORFOLK ST, WORCESTER, MA 01604-2944

Mortgage

Document Number	575170128
Date	Aug 1, 2017
Instrument	57517/0128

Lender

Name	MACKINAC SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 203 Norfolk St was $6,713, up 1.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,713.00 (+1.84%)	$505,500 (+1.14%) Land $103,800 Building $401,700	$499,636 (-0.16%)
2025	$6,592.00	$499,800 Land $97,600 Building $402,200	$500,460 (+8.31%)
2024			$462,080
2023	$6,262.00	$436,700 Land $84,900 Building $351,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Norfolk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 203 Norfolk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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