203 Newgate Cir, Alabaster, AL 35007 Property Records

Shelby County property record for 203 Newgate Cir, Alabaster, AL 35007

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,694 sqft · built 1988
Lot Size	0.467 acres (20,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,900 (May 2015)
Tax Bill	$1,899 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232032001001019`

Property Details

APN / Parcel Number

Primary APN	`232032001001019`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,694 sqft Heated Area
1st Floor Area	1,546 sqft
Upper Floors Area	1,148 sqft
Basement Area	1,532 sqft
Unfinished Basement	460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,356 sqft (0.467 acres)
Lot Dimensions	174 ft deep x 116 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 NEWGATE CIR
City	ALABASTER
State	AL
Zip	35007-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 3 21S 03W NBRHD: 02 NORWICK R-2
Legal Range	03W
Legal Township	21S
Legal Section	03
Legal Subdivision	NORWICK FOREST 1ST SECTOR
Legal Block	3
Legal Lot Number	9
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2001
Census Tract	30607

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 NEWGATE CIR, ALABASTER, AL 35007-8409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2015 · Amount on Record
Deed Sale	May 22, 2015 · Amount on Record
Deed Document Number	2015171090
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	203 NEWGATE CIR, ALABASTER, AL 35007-8409
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102270
Date	Apr 12, 2023
Instrument	20230412000102270

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	203 NEWGATE CIR, ALABASTER, AL 35007-8409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340420
Date	Sep 17, 2019
Instrument	20190917000340420

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Alabaster City
County	Shelby County
Unified School District	Alabaster City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,899.00 (-0.63%) Homeowner's exemption
2025	$1,911.00 (+13.28%)	$35,400 (+10.63%)	$354,000 (+10.63%) Land $80,000 Building $274,000
2023	$1,687.00	$32,000	$320,000 Land $80,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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