Durham County property record for 203 Nelson St, Durham, NC 27707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,214 sqft · built 2021 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (Aug 2023) |
| Tax Bill | $3,596 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0820-89-2101 |
| Primary APN | 0820-89-2101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,214 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 203 NELSON ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27707-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-5 |
| Legal Description | PROP-MIC HOLDING LLC/SM L T#02B PL:000204-000389 |
| Legal Subdivision | PROP-OKELLEY DURWOOD ETAL |
| Legal Lot Number | 2B |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1303 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the College Heights Historic District listed 2019 · 198 contributing resources · NRIS 100003295 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 NELSON ST, DURHAM, NC 27707-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE 4919 HOWE ST SECOND TRUST |
| Aug 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Deed Document Number | 202371800 |
| Deed Book / Page | 9972 / 551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 203 NELSON ST, DURHAM, NC 27707-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0098720250 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 9872/250 |
| Instrument | 2023053733 |
| Name | THE 4919 HOWE ST SECOND TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | RALEIGH, NC 27609 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Feb 28, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 22, 2023 |
| Property Address | 203 NELSON ST, DURHAM, NC 27707-3215 |
| Document Number | 0099720551 |
| Book / Page | 9972 / 551 |
| Map Reference | MB 204 PG 389 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 2023071800 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $718.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4917 HOWE ST, DURHAM, NC 27705-5932 |
| Name | Verified Name |
|---|---|
| Address | 203 NELSON ST, DURHAM, NC 27707-3215 |
| Document Number | 2023071801 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023071801 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.65% |
| Index | 5-Year TN |
| Max Rate | 11.6% |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,596.00 (+2.54%) | $353,870 (-) Land $91,875 Building $261,995 | $353,870 (-) Land $91,875 Building $261,995 |
| 2025 | $3,507.00 (+47.04%) | $353,870 (+94.43%) Land $91,875 Building $261,995 | $353,870 (+94.43%) Land $91,875 Building $261,995 |
| 2023 | $2,385.00 (+187.7%) | $182,002 (+180.92%) Land $26,175 Building $155,827 | $182,002 (+180.92%) Land $26,175 Building $155,827 |
| 2022 | $829.00 | $64,788 Land $26,175 Building $38,613 | $64,788 Land $26,175 Building $38,613 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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