Valley County property record for 203 N Overlook St, Cascade, ID 83611
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,092 sqft · built 2015 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,130 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPC0033038000H |
| Primary APN | RPC0033038000H |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,998 sqft (0.298 acres) |
| Pole Barn | 1,624 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 203 N OVERLOOK ST |
|---|---|
| City | CASCADE |
| State | ID |
| Zip | 83611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVENTH ADDITION TO CASCADE TAX NO. 61 IN BLOCK 38 |
| Legal Subdivision | SEVENTH ADDITION TO CASCADE |
| Legal Block | 38 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | CASCADE |
| Census Block Group | 4 |
| Census Block | 4078 |
| Census Tract | 970100 |
Source: Valley County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 146, CASCADE, ID 83611-0146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Nov 16, 2022 | Intrafamily Transfer, Transfer · Seller Carry-Back ANNETTE SPENCER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2019 |
| Deed Sale | Jul 9, 2019 |
| Prior Sale | Nov 30, 2017 · Amount on Record |
| Deed Document Number | 2019421829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 203 N OVERLOOK ST, CASCADE, ID 83611 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 203 N OVERLOOK ST, CASCADE, ID 83611 |
| Document Number | 0000461123 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 461123 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | 6610 SW CARDINAL LN STE 300, TIGARD, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Nov 16, 2022 |
| Property Address | 203 N OVERLOOK ST, CASCADE, ID 83611 |
| Document Number | 0000454251 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 454251 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3, CASCADE, ID 83611-0003 |
| Document Number | 0000454252 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 454252 |
| Name | ANNETTE SPENCER |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 99 Months |
| Due | Feb 1, 2031 |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Municipality | Cascade City |
| Unified School District | Cascade School District 422 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,716 (+15.19%) Land $82,910 Building $270,806 | $353,716 (+15.19%) Land $82,910 Building $270,806 | |
| 2025 | $1,130.00 (+9.5%) Homeowner's exemption | $307,066 (-4.5%) Land $81,742 Building $225,324 | $307,066 (-4.5%) Land $81,742 Building $225,324 |
| 2023 | $1,032.00 (-13.71%) Homeowner's exemption | $321,519 Land $116,774 Building $204,745 | $321,519 Land $116,774 Building $204,745 |
| 2022 | $1,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · lower than 71% of Idaho |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CASCADE serves 1,000 people · EPA ID ID4430012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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