203 N Main St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 203 N Main St, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,200 sqft · built 1900
Lot Size0.34 acres (14,850 sqft)
OwnerIndividual Name on Record
Tax Bill$4,287 (2026)
Deeds & MortgagesSep 2025 Refinance
Flood ZoneZone X (minimal risk)
APN054201 210.09-1-11

Property Details

APN / Parcel Number

Primary APN054201 210.09-1-11
Alternative APNs
  • 420121000900010110000000
  • 39025010

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,200 sqft Living Area
1st Floor Area1,100 sqft
2nd Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialWood
Lot Area14,850 sqft (0.34 acres)
Lot Dimensions165 ft deep x 90 ft wide
PorchSlab
Porch Area722 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39025010
Street Address203 N MAIN ST
CityMORAVIA
StateNY
Zip13118-3727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number11.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1015
Census Tract40800

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address203 N MAIN ST, MORAVIA, NY 13118-3727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address203 N MAIN ST, MORAVIA, NY 13118-3727
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004652/318
DateSep 12, 2025
Book Page4652/318
Instrument2025-238451
Lender
NameCAYUGA COUNTY HOMESITE DEVELOPMENT CORPO
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,287.00 (+31.66%) Homeowner's exemption Senior Citizen's exemption
2025$3,256.00 (+6.13%) Homeowner's exemption Senior Citizen's exemption$175,100 (-) Land $25,800 Building $149,300$192,418 (+9.89%) Land $28,352 Building $164,066
2024$3,068.00 (+99.09%)
2023$175,100 Land $25,800 Building $149,300$175,100 Land $25,800 Building $149,300
2020$1,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

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