203 N Independence Ave, Independence, VA 24348 Property Records

Grayson County property record for 203 N Independence Ave, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	4,741 sqft · built 1945
Lot Size	0.275 acres (12,005 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2026)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Mar 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`73A2-1-E`

Property Details

APN / Parcel Number

Primary APN	`73A2-1-E`
Alternative APN	`10111`

Interior

Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,741 sqft Gross Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	12,005 sqft (0.275 acres)
Terrain	Rolling
Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10111
Street Address	203 N INDEPENDENCE AVE
City	INDEPENDENCE
State	VA
Zip	24348-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	.2756 73A2-1-E
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2049
Census Tract	60201

Owner

203 N Independence Ave is owned by an individual who bought it in May 2026.

Source: Grayson County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	2492 PEACH BOTTOM RD, INDEPENDENCE, VA 24348-4956
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK
Jul 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage SKYLINE NATIONAL BANK
Dec 10, 2007	Deed of Trust, Mortgage · Line of Credit GRAYSON NATIONAL BANK
May 18, 2026	Deed, Transfer · Construction Mortgage APPALACHIAN TITLE
Jul 9, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Jul 9, 2021 · Amount on File
Deed Document Number	2026850
Deed Book / Page	719 / 638
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	203 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4500
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000904
Date	Jun 2, 2017
Instrument	170000904

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	203 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4500
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000616/509
Date	Mar 6, 2018
Book Page	616/509
Instrument	180000454

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	203 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4500
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001293
Date	Jul 27, 2017
Instrument	170001293

Lender

Name	SKYLINE NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	203 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4500
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00700/3397
Date	Dec 10, 2007
Book Page	700/3397

Lender

Name	GRAYSON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON VA
Recording Date	May 18, 2026
Property Address	203 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4500
Document Number	0000000850
Book / Page	719 / 638
Instrument Date	May 18, 2026
Instrument	2026850
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	APPALACHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2492 PEACH BOTTOM RD, INDEPENDENCE, VA 24348-4956

Mortgage

Document Number	0000000851,
Date	May 18, 2026
Instrument	2026851

Lender

Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Dec 31, 2026

Interest

Rate	6.46%
Max Rate	-1%

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Jul 9, 2021
Property Address	203 N INDEPENDENCE AVE, INDEPENDENCE, VA 24348-4500
Document Number	0210001521
Instrument Date	Jul 8, 2021
Instrument	210001521
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E MAIN ST, INDEPENDENCE, VA 24348

Tax Assessment & Valuation

The 2025 property tax bill for 203 N Independence Ave was $1,019.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Municipality	Independence Town
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,019.00	$175,800 Land $15,000 Building $160,800	$175,800 Land $15,000 Building $160,800
2023	$949.00	$175,800 Land $15,000 Building $160,800	$175,800 Land $15,000 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 N Independence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 N Independence Ave is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDEPENDENCE serves 971 people · EPA ID VA1077335
Water Source	Purchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: GigaBeam Networks, Lingo Networks.

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