Caldwell County property record for 203 N Commerce St, Lockhart, TX 78644
| Property Type | Commercial |
|---|---|
| Details | 1,120 sqft · built 1920 |
| Lot Size | 0.047 acres (2,046 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,215 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300000-027-006-40 |
| Primary APN | 0300000-027-006-40 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,120 sqft Total Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | French |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 2,046 sqft (0.047 acres) |
| Lot Dimensions | 62 ft deep x 33 ft wide |
| Cooling System | None |
|---|
| Account Number | 17006 |
|---|---|
| Street Address | 203 N COMMERCE ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | O.T. LOCKHART, BLOCK 27, LOT PT 6,5 |
| Legal Subdivision | O.T. LOCKHART |
| Legal Block | 27 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960400 |
203 N Commerce St, a commercial property, is owned by two individuals who acquired it in December 2021.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1205 E CESAR CHAVEZ ST, AUSTIN, TX 78702-4332 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2021 |
| Deed Sale | Dec 6, 2021 |
| Deed Document Number | 20218851 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 203 N Commerce St was $1,215.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,215.00 | $58,867 (+2%) | $85,390 (+43.49%) Land $53,990 Building $31,400 |
| 2025 | $49,056 Land $39,160 Building $20,350 | $59,510 Land $39,160 Building $20,350 | |
| 2024 | $831.00 (+1.22%) | ||
| 2023 | $821.00 (+9.03%) | $41,270 Land $26,110 Building $15,160 | $41,270 Land $26,110 Building $15,160 |
| 2022 | $753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 N Commerce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1992–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 N Commerce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Spry Air Fiber, T-Mobile, Verizon, VTX Communications.
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