203 N Cleveland St, Downs, IL 61736 Property Records

McLean County property record for 203 N Cleveland St, Downs, IL 61736

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,014 sqft · built 1954
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2026)
Tax Bill	$2,427 (2024)
Deeds & Mortgages	Jun 2012 Mortgage Oct 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-04-211-009`

Property Details

APN / Parcel Number

Primary APN	`29-04-211-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Detached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	203 N CLEVELAND ST
City	DOWNS
State	IL
Zip	61736-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DO WELL SUB- DOWNS LOT 7 BLK 1
Legal Range	03E
Legal Township	22N
Legal Section	04
Legal Subdivision	DO WELL SUB
Legal Block	1
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3037
Census Tract	5401

Owner

203 N Cleveland St is owned by an individual who bought it in June 2026.

Source: McLean County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	20886 E 800 NORTH RD, DOWNS, IL 61736-9645
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2012	Deed of Trust, Mortgage COMMERCE BANK
Oct 23, 2013	Deed of Trust, Mortgage COMMERCE BANK
Apr 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Oct 24, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Deed Document Number	20268022
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0000017456
Record Updated	Sep 20, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	203 N CLEVELAND ST, DOWNS, IL 61736-9672
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200014884
Date	Jun 15, 2012
Instrument	2012-00014884

Lender

Name	COMMERCE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount on Record

Interest

Rate	5.25%

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	203 N CLEVELAND ST, DOWNS, IL 61736-9672
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300026743
Date	Oct 23, 2013
Instrument	2013-00026743

Lender

Name	COMMERCE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 22, 2023

Interest

Rate	4.25%

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	203 N CLEVELAND ST, DOWNS, IL 61736-9672
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200008660
Date	Apr 5, 2012
Instrument	2012-00008660

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2027

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 12, 2026
Property Address	203 N CLEVELAND ST, DOWNS, IL 61736-9672
Document Number	0000008022
Instrument Date	May 21, 2026
Instrument	20268022
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20886 E 800 NORTH RD, DOWNS, IL 61736-9645

Mortgage

Document Number	0000008023,
Date	Jun 12, 2026
Instrument	20268023

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 21, 2031

Interest

Rate	6.3%
Max Rate	-1%

October 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 24, 2019
Property Address	203 N CLEVELAND ST, DOWNS, IL 61736-9672
Document Number	201900017456
Instrument Date	Oct 4, 2019
Instrument	2019-00017456
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 N CLEVELAND ST, DOWNS, IL 61736-9672

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,239 Land $6,890 Building $34,349	$123,717 Land $20,670 Building $103,047
2024	$2,427.00 (-2.73%)
2023	$2,495.00	$34,290 Land $5,729 Building $28,561	$102,870 Land $17,187 Building $85,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 N Cleveland St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 N Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNS serves 1,201 people · EPA ID IL1130500
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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