Kane County property record for 203 N 3rd Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,367 sqft · built 1910 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,095 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-381-005 |
| Primary APN | 09-27-381-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,367 sqft Living Area |
| Basement Area | 421 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 203 N 3RD AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 066-NE JOHNOR |
| Legal Subdivision | STC-ORIGINAL TOWN |
| Legal Block | 1 |
| Legal Lot Number | 7,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 852300 |
203 N 3rd Ave is owner-occupied and held in a trust since July 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 203 N 3RD AVE, SAINT CHARLES, IL 60174-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2015 |
| Transfer Doc | 0000039558 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 203 N 3rd Ave was $9,095 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,095.00 Homeowner's exemption Senior Citizen's exemption | $145,692 (+8.53%) Land $28,292 Building $117,400 | $437,251 (+8.53%) Land $84,910 Building $352,341 |
| 2024 | $134,241 Land $26,068 Building $108,173 | $402,884 Land $78,235 Building $324,649 | |
| 2022 | $9,502.00 (+4.34%) Homeowner's exemption | $128,690 (+4.91%) Land $25,825 Building $102,865 | $386,070 (+4.91%) Land $77,475 Building $308,595 |
| 2021 | $9,107.00 Homeowner's exemption | $122,667 Land $24,616 Building $98,051 | $368,001 Land $73,848 Building $294,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 N 3rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 203 N 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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