203 Moir St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 203 Moir St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1949
Lot Size	0.197 acres (8,580 sqft)
Owner	2 Individual Names on File
Last Sale	$77,000 (Nov 2006)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Oct 2017 Mortgage May 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-27-429-015`

Property Details

APN / Parcel Number

Primary APN	`8913-27-429-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	450 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	66 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	203 MOIR ST
City	WATERLOO
State	IA
Zip	50701-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT ADDITION LOT 7 BLK 6 AND TRIANGLE UNPLATTED TRACT ADJ ON THE N
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	SUMMIT ADDITION
Legal Block	6
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3002
Census Tract	1400

Owner

203 Moir St is owned and occupied by two individuals who bought it in November 2006.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 MOIR ST, WATERLOO, IA 50701-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage UNIVERSITY OF IOWA COMMUNITY CU
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION
Apr 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2006 · Amount on File
Deed Sale	Nov 7, 2006 · Amount on File
Prior Sale	Feb 16, 2005 · Amount on File
Deed Document Number	20062007010649
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	203 MOIR ST, WATERLOO, IA 50701-2800
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005892
Date	Oct 3, 2017
Instrument	2018-00005892

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2027

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	203 MOIR ST, WATERLOO, IA 50701-2800
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016666
Date	May 10, 2019
Instrument	201900016666

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2029

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	203 MOIR ST, WATERLOO, IA 50701-2800
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200019808
Date	Apr 11, 2022
Instrument	202200019808

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 203 Moir St was $2,342 with a homeowner's exemption, up 7.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00 (+7.23%) Homeowner's exemption	$140,270 Land $19,600 Building $120,670	$140,270 Land $19,600 Building $120,670
2024	$2,184.00
2023		$124,600 (+12.95%) Land $19,600 Building $105,000	$124,600 Land $19,600 Building $105,000
2022	$2,228.00 Homeowner's exemption	$110,310 Land $19,600 Building $90,710
2021			$110,310 Land $19,600 Building $90,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Moir St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Moir St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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