203 Mill Rd, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 203 Mill Rd, Charlotte, NC 28216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,150 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Oct 2021)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`069-035-28`

Property Details

APN / Parcel Number

Primary APN	`069-035-28`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,150 sqft Living Area
1st Floor Area	2,150 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	182 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	203 MILL RD
City	CHARLOTTE
State	NC
Zip	28216-5217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22MF
Legal Description	SEE 6903528
Legal Block	5
Legal Lot Number	28
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	4700

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 1, 2022	Deed of Trust, Mortgage VICTOR M MAZZA
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage PARK STERLING BANK
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Sep 17, 2015 · Amount on Record
Deed Document Number	2021207818
Deed Book / Page	36709 / 574
Last Transfer Date	May 6, 2024
Transfer Doc	0000042110
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Investor	Possibly a Property Investor

Mortgage

Document Number	0000125932
Date	Jun 29, 2021
Book Page	36235/111
Instrument	2021125932

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Investor	Possibly a Property Investor

Mortgage

Document Number	0000125933
Date	Jun 29, 2021
Book Page	36235/128
Instrument	2021125933

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MILL RD, CHARLOTTE, NC 28216-5217

Mortgage

Document Number	0000032488
Date	Mar 1, 2022
Book Page	37111/810
Instrument	2022032488

Lender

Name	VICTOR M MAZZA
Type	Private Party
Address	157 BROADWAY, HAMMONTON, NJ 08037

Agreement

Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 29, 2021
Property Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Document Number	0000207818
Book / Page	36709 / 574
Instrument Date	Oct 29, 2021
Instrument	2021207818
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3512 TUCKASEEGEE RD, CHARLOTTE, NC 28208-3052

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 MILL RD, CHARLOTTE, NC 28216-5217

Mortgage

Document Number	0000207819
Date	Oct 29, 2021
Instrument	2021207819

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035339
Date	Mar 27, 2018
Book Page	32554/776
Instrument	2018035339

Lender

Name	PARK STERLING BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Commercial Mortgage

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171554
Date	Dec 16, 2019
Book Page	34127/257
Instrument	2019171554

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 13, 2017
Property Address	203 MILL RD, CHARLOTTE, NC 28216-5217
Document Number	0000138992
Book / Page	032193 / 000238
Instrument Date	Jul 18, 2017
Instrument	138992
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 MILL RD CHARLOTTE NC 282165217, CHARLOTTE, NC 28216-5217

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$589,100 Land $220,000 Building $369,100	$589,100 Land $220,000 Building $369,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1997–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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