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203 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 203 Michoacan Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,199 sqft · built 2012
Lot Size0.204 acres (8,884 sqft)
Owner2 Individual Names on Record
Last Sale$247,800 (Dec 2012)
Tax Bill$1,813 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN989-68002-060

Property Details

APN / Parcel Number

Primary APN989-68002-060
Alternative APN
  • 395192

Interior

Stories1 Story
Building Area2,199 sqft Living Area
Gross Area2,639 sqft
1st Floor Area2,199 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,884 sqft (0.204 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool Area360 sqft
PorchOpen Porch
Porch Area496 sqft

Location & Zoning

Street Address203 MICHOACAN LOOP
CityLAREDO
StateTX
Zip78045-6634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 2, LOT 6, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase4
Legal Block2
Legal Lot Number6
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2029
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address203 MICHOACAN LOOP, LAREDO, TX 78045-6634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2012 · Amount on Record
Deed SaleDec 5, 2012 · Amount on Record
Deed Document Number20121152299
Deed Book / Page3354 / 379
Prior Transfer DateDec 4, 2012
Prior Transfer Doc003354/379
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Recording DateJun 8, 2026
Property Address203 MICHOACAN LOOP, LAREDO, TX 78045-6634
Document Number0001589564
Book / Page6053 / 32
Instrument DateMay 15, 2026
Instrument20261589564
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 MICHOACAN LOOP, LAREDO, TX 78045-6634
InvestorPossibly a Property Investor

Mortgage

Document Number0001589564,
DateJun 8, 2026
Book Page6053/32
Instrument20261589564
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 1, 2066
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357,203 (-0.32%) Land $134,594 Building $222,609$357,203 (-0.32%) Land $134,594 Building $222,609
2025$1,813.00 (-18.48%) Homeowner's exemption$358,344 (+10.86%) Land $134,594 Building $223,750$358,344 (+10.86%) Land $134,594 Building $223,750
2024$2,224.00 (+7.86%)
2023$323,227 Land $116,559 Building $206,668$323,227 Land $116,559 Building $206,668
2022$2,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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