203 Melody Ln, Wagoner, OK 74467 Property Records

Wagoner County property record for 203 Melody Ln, Wagoner, OK 74467

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,582 sqft · built 1995
Lot Size	1 acres (43,778 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2021)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Jan 2026 Reverse Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010475-001001-000000`

Property Details

APN / Parcel Number

Primary APN	`010475-001001-000000`
Alternative APNs	`730061506` `0061506` `61506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,582 sqft Living Area
1st Floor Area	1,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2012
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,778 sqft (1 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Pool Area	375 sqft
Porch	Slab
Porch Area	1,316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	61506
Street Address	203 MELODY LN
City	WAGONER
State	OK
Zip	74467-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHRIDGE ESTATES LOT 1 BLK 1
Legal Range	18E
Legal Township	17N
Legal Section	03
Legal Subdivision	NORTHRIDGE ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	WAGONER OK
Township / Civil Division	WAGONER
Census Block Group	2
Census Block	2000
Census Tract	30101

Owner

203 Melody Ln is owned by two individuals who bought it in August 2021.

Source: Wagoner County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6615 E 73RD PL, TULSA, OK 74133-2723
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 11, 2022	Warranty Deed, Transfer
Aug 3, 2021	Warranty Deed, Transfer · Seller Carry-Back PAUL DICKMAN
Jan 10, 2019	Loan Modification, Mortgage · Conventional Mortgage ARMSTRONG BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Apr 29, 2010 · Amount on File
Deed Document Number	202114502
Deed Book / Page	2719 / 288
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	0000004951
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	203 MELODY LN, WAGONER, OK 74467-1613
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MELODY LN, WAGONER, OK 74467-1613

Mortgage

Document Number	0000000946
Date	Jan 20, 2026
Book Page	3149/716
Instrument	2026-946

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	908 Months
Due	Sep 1, 2101

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Mar 11, 2022
Property Address	203 MELODY LN, WAGONER, OK 74467-1613
Document Number	0000003901
Book / Page	2786 / 0483
Instrument Date	Jan 5, 2022
Instrument	2022-03901
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$502.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6615 E 73RD PL, TULSA, OK 74133-2723

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Aug 3, 2021
Property Address	203 MELODY LN, WAGONER, OK 74467-1613
Document Number	0000014502
Book / Page	2719 / 0288
Instrument Date	Jul 30, 2021
Instrument	2021-14502
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	APEX TITLE COMPANY, APEX TITLE & CLOSING SERVICE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 W ROANOKE ST, BROKEN ARROW, OK 74011-1382
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014503
Date	Aug 3, 2021
Instrument	2021-14503

Lender

Name	PAUL DICKMAN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	5 Months
Due	Jan 30, 2022

Interest

Rate Type	Fixed Rate

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAGONER OK
Property Address	203 MELODY LN, WAGONER, OK 74467-1613
Document Number	0000000439
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 MELODY LN WAGONER OK 744671613, WAGONER, OK 74467-1613

Mortgage

Document Number	0000000439
Date	Jan 14, 2019
Book Page	002477/000311
Instrument	439

Lender

Name	ARMSTRONG BK
Type	Bank
Address	MUSKOGEE, OK 74402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 13, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 203 Melody Ln was $3,937, up 3.5% from the year before.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Municipality	Wagoner City
Unified School District	Wagoner Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (+2.21%) Land $2,990 Building $41,210	$394,631 (+1.73%) Land $26,693 Building $367,938
2025	$3,937.00 (+3.47%)	$43,246 (+5%) Land $2,990 Building $40,256	$387,902 (+2.84%) Land $26,693 Building $361,209
2024	$3,805.00 (+5.02%)	$41,186 (+5%) Land $2,990 Building $38,196	$377,190 (+7.7%) Land $26,693 Building $350,497
2023	$3,623.00 (+41.25%)	$39,225 (+41.57%) Land $2,990 Building $36,235	$350,222 (+41.57%) Land $26,693 Building $323,529
2022	$2,565.00	$27,708 Land $2,990 Building $24,718	$247,388 Land $26,693 Building $220,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Melody Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1986–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Melody Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER serves 7,982 people · EPA ID OK1021649
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2026) action level 15 ppb
Copper	1.73 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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