203 Maple Ter, Spring Lake, MI 49456 Property Records

Ottawa County property record for 203 Maple Ter, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,431 sqft · built 1930
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Mar 2020)
Tax Bill	$7,991 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-476-002`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-476-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,431 sqft Living Area
1st Floor Area	2,431 sqft
Basement Area	1,845 sqft
Unfinished Basement	1,845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	178 ft deep x 120 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 MAPLE TER
City	SPRING LAKE
State	MI
Zip	49456-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16, ALSO THAT PART OF VAC LONGVIEW AVE (40 FT) ADJ TO SD LOTS ON N MAPLE TERRACE PLAT
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	N MAPLE TERRACE PLAT
Legal Block	476
Legal Lot Number	15-16
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1014
Census Tract	21100

Owner

Source: Ottawa County records · APN 70-03-15-476-002

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 MAPLE TER, SPRING LAKE, MI 49456-1752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 02, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2020 · Amount on Record
Deed Sale	Mar 02, 2020 · Amount on Record
Deed Document Number	20208054
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	203 MAPLE TER, SPRING LAKE, MI 49456-1752
Transaction Type	Mortgage
Record Updated	Apr 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MAPLE TER, SPRING LAKE, MI 49456-1752

Mortgage

Document Number	20260007921
Date	Mar 25, 2026
Instrument	2026-0007921

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 02, 2020
Property Address	203 MAPLE TER, SPRING LAKE, MI 49456-1752
Document Number	20200008054
Map Reference	LB 7 PG 3
Instrument Date	Feb 28, 2020
Instrument	2020-0008054
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3007 HANSTROM CT, 3007, HUTTO, TX 78634-4337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MAPLE TER, SPRING LAKE, MI 49456-1752

Mortgage

Document Number	20200008055
Date	Mar 02, 2020
Instrument	2020-0008055

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,600 (-2.41%)	$389,200 (-2.41%)
2025	$7,991.00 (+16.25%) Homeowner's exemption	$199,400 (+8.37%)	$398,800 (+8.37%)
2023		$184,000	$368,000
2022	$6,874.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390211001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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