203 Main St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 203 Main St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1909
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (May 2018)
Tax Bill	$2,960 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-230-017`

Property Details

APN / Parcel Number

Primary APN	`09-29-230-017`
Alternative APNs	`929230017` `460B052A`

Interior

Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	612 sqft

Location & Zoning

Account Number	460B052A
Street Address	203 MAIN ST
City	PECATONICA
State	IL
Zip	61063-9195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF PECATONICA E 1/2 VAC ALLEY LYGW & ADJ LT 1 & ALL LOT 1 BLOCK 9
Legal Subdivision	VILLAGE/PECATONICA
Legal Block	9
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1016
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1071 WESTRIDGE DR, ROCKFORD, IL 61102-5615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	20181012151
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 2, 2018
Property Address	203 MAIN ST, PECATONICA, IL 61063-9195
Document Number	0001012151
Instrument Date	Apr 30, 2018
Instrument	1012151
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1071 WESTRIDGE DR ROCKFORD IL 611025615, ROCKFORD, IL 61102-5615

Mortgage

Document Number	1012152
Date	May 2, 2018
Instrument	1012152

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate	5.37%

Mortgage

Document Number	1012656,
Date	May 2, 2018
Instrument	1012656

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,960.00 (+1.06%) Homeowner's exemption	$46,914 (+7.41%) Land $5,177 Building $41,737	$140,742 (+7.41%) Land $15,531 Building $125,211
2024	$2,929.00	$43,678 (+17.95%) Land $4,820 Building $38,858	$131,034 (+17.95%) Land $14,460 Building $116,574
2022	Homeowner's exemption	$37,031 Land $4,087 Building $32,944	$111,093 Land $12,261 Building $98,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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