203 Main St, Harper, IA 52231 Property Records

Keokuk County property record for 203 Main St, Harper, IA 52231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,389 sqft · built 1910
Lot Size	0.304 acres (13,250 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Feb 2023)
Tax Bill	$1,308 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HRCOK-000500`

Property Details

APN / Parcel Number

Primary APN	`HRCOK-000500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	493 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,250 sqft (0.304 acres)
Lot Dimensions	106 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	203 MAIN ST
City	HARPER
State	IA
Zip	52231-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14, 15 & 16 BLK 16 AND E 50' A/K/A PARCEL B PLAT 242/82 BTWN LOT 16 BLK 16 & LOT 1 BLK 15
Legal Subdivision	ORIGINAL PLAT OF THE CITY OF HARPER
Legal Block	15,16
Legal Lot Number	1,14-16
Jurisdiction	KEOKUK IA
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2095
Census Tract	80100

Owner

Source: Keokuk County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 MAIN ST, HARPER, IA 52231-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Jun 5, 2009 · Amount on Record
Deed Document Number	2023253
Prior Transfer Date	Feb 14, 2011
Prior Transfer Doc	0020110350
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEOKUK IA
Recording Date	Feb 23, 2023
Property Address	203 MAIN ST, HARPER, IA 52231-1000
Document Number	0020230253
Instrument Date	Feb 15, 2023
Instrument	2023-0253
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 MAIN ST, HARPER, IA 52231-1000

Mortgage

Document Number	0020230254
Date	Feb 23, 2023
Instrument	2023-0254

Lender

Name	RESIDENTIAL MORTGAGE NETWORK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Keokuk County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Keokuk County
Municipality	Harper City
Unified School District	Keota Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,308.00 (-1.36%)	$123,030 (-) Land $17,440 Building $105,590	$123,030 (-) Land $17,440 Building $105,590
2025		$123,030 (+15.99%) Land $17,440 Building $105,590	$123,030 (+15.99%) Land $17,440 Building $105,590
2024	$1,326.00 (+19.24%)
2023		$106,070 (+35.71%) Land $9,300 Building $96,770	$106,070 (+35.71%) Land $9,300 Building $96,770
2022	$1,112.00 Homeowner's exemption	$78,160 Land $9,300 Building $68,860
2021			$78,160 Land $9,300 Building $68,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARPER WATER SUPPLY serves 118 people · EPA ID IA5428031
Water Source	Purchased surface water from WAPELLO RURAL WATER ASSOC.
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20

May also be available: Kalona Cooperative Telephone Company, Liberty Communications, Nextlink, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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