203 Main St, Ames, IA 50010 Property Records

Story County property record for 203 Main St, Ames, IA 50010

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	11,328 sqft · built 1875
Lot Size	0.135 acres (5,900 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Jan 2026)
Tax Bill	$14,300 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-379-080`

Property Details

APN / Parcel Number

Primary APN	`09-02-379-080`

Interior

Stories	2 Stories
Building Area	11,328 sqft Gross Area
1st Floor Area	5,664 sqft
Basement Area	6,136 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1977
Exterior Material	Brick
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 59 ft wide

Location & Zoning

Street Address	203 MAIN ST
City	AMES
State	IA
Zip	50010-6237
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	DSC
Legal Description	O T E7' LOT 27 & ALL LOTS 28 & 29 & W2' LOT 30 BLK 11
Legal Range	24W
Legal Township	83N
Legal Section	02
Legal Subdivision	ORIGINAL TOWN (AMES)
Legal Block	11
Legal Lot Number	27-30
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4023
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ames Main Street Historic District listed 2018 · 66 contributing resources · NRIS 100002399

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

203 Main St, a commercial property, is owned by a company that bought it in January 2026.

Source: Story County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	17918 SILVERTHORNE LN, AMES, IA 50014-2675
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Jul 6, 2012	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK AMES IOWA
Jan 8, 2026	Warranty Deed, Transfer · Commercial Mortgage BANK OF AMERICA N A
Feb 15, 2012	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Dec 31, 2020
Deed Document Number	2026199
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	203 MAIN ST, AMES, IA 50010-6237
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202015780
Date	Dec 31, 2020
Instrument	2020-15780

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	203 MAIN ST, AMES, IA 50010-6237
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201200007378
Date	Jul 6, 2012
Instrument	2012-00007378

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 8, 2026
Property Address	203 MAIN ST, AMES, IA 50010-6237
Document Number	0202600199
Instrument Date	Dec 12, 2025
Instrument	2026-00199
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,839.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17918 SILVERTHORNE LN, AMES, IA 50014-2675

Mortgage

Document Number	0202600200
Date	Jan 8, 2026
Instrument	2026-00200

Lender

Name	BANK OF AMERICA N A
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 5, 2036

February 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 15, 2012
Property Address	203 MAIN ST, AMES, IA 50010-6237
Document Number	201200001575
Instrument Date	Feb 9, 2012
Instrument	2012-00001575
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$474.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 S 16TH ST, AMES, IA 50010-8009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 203 Main St was $14,300, up 26% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,300.00 (+26.01%)	$721,600 Land $150,300 Building $571,300	$721,600 Land $150,300 Building $571,300
2024	$11,348.00
2023		$582,400 Land $136,600 Building $445,800	$582,400 Land $136,600 Building $445,800
2022	$11,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1990–2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 203 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, T-Mobile.

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