203 Mackenzie Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 203 Mackenzie Ln, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,824 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Apr 2012)
Tax Bill	$2,738 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55L1-1-100`

Property Details

APN / Parcel Number

Primary APN	`55L1-1-100`
Alternative APN	`8042052`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,824 sqft Living Area
Gross Area	4,852 sqft
1st Floor Area	1,270 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8042052
Street Address	203 MACKENZIE LN
City	STEPHENSON
State	VA
Zip	22656-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED BUD RUN L100 S1
Legal Subdivision	RED BUD
Legal Lot Number	100
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1004
Census Tract	51104

Owner

Source: Frederick County records · APN 55L1-1-100

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 MACKENZIE LN, STEPHENSON, VA 22656-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2012 · Amount on Record
Deed Sale	Apr 24, 2012 · Amount on Record
Prior Sale	Feb 09, 2012 · Amount on Record
Deed Book / Page	1200 / 4106
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	203 MACKENZIE LN, STEPHENSON, VA 22656-2218
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	HIGHLAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007024
Date	Jun 11, 2020
Instrument	200007024

Lender

Name	INTERCOASTAL MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,738.00 (+10.4%)	$516,600 Land $108,000 Building $408,600	$516,600 Land $108,000 Building $408,600
2025	$2,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690511041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.