Volusia County property record for 203 Lugano Way, Debary, FL 32713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,357 sqft · built 2018 |
| Lot Size | 0.33 acres (14,355 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $419,020 (Jun 2018) |
| Tax Bill | $540 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8031-14-00-3350 |
| Primary APN | 8031-14-00-3350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 2,975 sqft |
| 1st Floor Area | 2,209 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 14,355 sqft (0.33 acres) |
| Lot Dimensions | 165 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 202 sqft |
| Patio Area | 1,103 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 7869438 |
|---|---|
| Street Address | 203 LUGANO WAY |
| City | DEBARY |
| State | FL |
| Zip | 32713-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 18 30 LOT 335 RIVIERA BELLA UNIT 5 MB 57 PGS 154-157 INC PER OR 7460 PG 2979 PER OR 7556 PG 2453 PER OR 8385 PG 2564 |
| Legal Range | 30E |
| Legal Township | 18S |
| Legal Section | 31 |
| Legal Subdivision | RIVIERA |
| Legal Lot Number | 335 |
| Legal Unit | 5 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DEBARY-ORANGE CITY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 90904 |
203 Lugano Way is owned by a company that acquired it in March 2023 and is owner-occupied.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 203 LUGANO WAY, DEBARY, FL 32713-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 8, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 8, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on File |
| Deed Sale | Jun 8, 2018 · Amount on File |
| Deed Document Number | 2018116743 |
| Deed Book / Page | 7556 / 2453 |
| Last Transfer Date | Mar 24, 2023 |
| Transfer Doc | 0083852564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 27, 2023 |
| Property Address | 203 LUGANO WAY, DEBARY, FL 32713-5301 |
| Document Number | 0083852564 |
| Book / Page | 8385 / 2564 |
| Map Reference | MB 57 PG 154-157 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023061272 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 LUGANO WAY, DEBARY, FL 32713-5301 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 203 LUGANO WAY, DEBARY, FL 32713-5301 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 203 LUGANO WAY, DEBARY, FL 32713-5301 |
| Document Number | 0078784277 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 203 LUGANO WAY DEBARY FL 327135301, DEBARY, FL 32713-5301 |
| Document Number | 0078784277 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 007878/004277 |
| Instrument | 128019 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 14, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jun 8, 2018 |
| Property Address | 203 LUGANO WAY, DEBARY, FL 32713-5301 |
| Document Number | 0075562453 |
| Book / Page | 007556 / 002453 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 116743 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | M/I TITLE AGENCY LIMITED LC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,933.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 203 LUGANO WAY DEBARY FL 327135301, DEBARY, FL 32713-5301 |
| Document Number | 75562454 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 007556/002454 |
| Instrument | 116744 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 7, 2033 |
The 2025 property tax bill for 203 Lugano Way was $540 with a veteran's exemption, up 8% from the year before.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeBary City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,088 (+2.7%) | $517,575 (+1.53%) Land $88,479 Building $429,096 | |
| 2025 | $540.00 (+8%) Veteran's exemption | $415,860 | $509,764 Land $88,479 Building $421,285 |
| 2024 | $500.00 (+1.01%) | ||
| 2023 | $495.00 (+3.13%) Homeowner's exemption | $392,369 (+3%) | $508,426 (+14.59%) Land $87,004 Building $421,422 |
| 2022 | $480.00 Homeowner's exemption | $380,941 | $443,689 Land $81,597 Building $362,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Lugano Way in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 20 (1992–2024) |
| Claims Outside the SFHA | 13 of 20 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Lugano Way is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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