203 Lowell Ave, Cramerton, NC 28032 Property Records

Gaston County property record for 203 Lowell Ave, Cramerton, NC 28032

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,006 sqft · built 1900
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2021)
Tax Bill	$1,384 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15031B08800`

Property Details

APN / Parcel Number

Primary APN	`15031B08800`
Alternative APN	`185515`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,006 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 LOWELL AVE
City	CRAMERTON
State	NC
Zip	28032-1130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L W FAIRES L 1-3 15 031B 088 00 000
Legal Subdivision	L W FAIRES
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2008
Census Tract	32201

Owner

203 Lowell Ave is owned and occupied by an individual who bought it in October 2021.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	203 LOWELL AVE, CRAMERTON, NC 28032-1130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · USDA Mortgage ALPHA MORTGAGE CORP
Jun 30, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Book / Page	5279 / 1814
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 26, 2021
Property Address	203 LOWELL AVE, CRAMERTON, NC 28032-1130
Document Number	0052791814
Book / Page	5279 / 1814
Map Reference	MB 4 PG 115
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1638 HIGHWAY 92, 1638, RUTLEDGE, TN 37861-4601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 LOWELL AVE, CRAMERTON, NC 28032-1130
Investor	Possibly a Property Investor

Mortgage

Document Number	0052791817
Date	Oct 26, 2021
Instrument	5279/1817

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 30, 2020
Property Address	203 LOWELL AVE, CRAMERTON, NC 28032-1130
Document Number	0051342404
Book / Page	005134 / 002404
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	203 LOWELL AVE CRAMERTON NC 280321130, CRAMERTON, NC 28032-1130

Mortgage

Document Number	51342407
Date	Jun 30, 2020
Book Page	005134/002407

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 203 Lowell Ave was $1,384.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,384.00	$193,930 Land $17,500 Building $176,430
2023	$1,347.00	$193,930 Land $17,500 Building $176,430
2021			$86,900 Land $12,000 Building $74,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Lowell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Lowell Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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