203 Locust Pl, Williamsburg, VA 23188 Property Records

James City County property record for 203 Locust Pl, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,093 sqft · built 1977
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on File
Last Sale	$164,900 (Jan 2000)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-2 02-0-0039`

Property Details

APN / Parcel Number

Primary APN	`13-2 02-0-0039`
Alternative APN	`17274`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,093 sqft Living Area
Basement Area	936 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	82,328 sqft (1.89 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	165 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	17274
Street Address	203 LOCUST PL
City	WILLIAMSBURG
State	VA
Zip	23188-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 LOWDENSITY RESIDENTIAL
Legal Description	L-39 S-2 ELMWOOD
Legal Subdivision	ELMWOOD
Legal Lot Number	39
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1018
Census Tract	80404

Owner

203 Locust Pl is owned and occupied by two individuals who bought it in January 2000.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	203 LOCUST PL, WILLIAMSBURG, VA 23188-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2000 · Amount on File
Deed Sale	Jan 24, 2000 · Amount on File
Deed Document Number	1509
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	203 LOCUST PL, WILLIAMSBURG, VA 23188-1111
Document Number	0000017046
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 LOCUST PL WILLIAMSBURG VA 231881111, WILLIAMSBURG, VA 23188-1111

Mortgage

Document Number	0000017046
Date	Nov 19, 2019
Instrument	17046

Lender

Name	FIRST ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 203 Locust Pl was $2,854, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,854.00 (+6.41%)	$343,900 Land $77,000 Building $266,900	$343,900 Land $77,000 Building $266,900
2024	$2,682.00 (+6.81%)
2023	$2,511.00	$302,600 Land $70,000 Building $232,600	$302,600 Land $70,000 Building $232,600
2022	$2,511.00
2019	$2,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Locust Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Locust Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20