Monmouth County and Freehold Township property record for 203 Lighthouse Dr, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,130 sqft · built 1983 |
| Lot Size | 0.571 acres (24,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $436,000 (Dec 2004) |
| Tax Bill | $12,968 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00002-03-00015 |
| Primary APN | 17-00002-03-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| Upper Floors Area | 1,060 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,890 sqft (0.571 acres) |
| Lot Dimensions | 196 ft deep x 127 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 275 sqft |
| Patio Area | 916 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 108070 |
|---|---|
| Street Address | 203 LIGHTHOUSE DR |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 2.3 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810401 |
203 Lighthouse Dr is owned by a company that bought it in December 2004.
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 203 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1348 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Dec 13, 2017 | Loan Modification, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2004 · Amount on File |
| Deed Sale | Dec 15, 2004 · Amount on File |
| Deed Book / Page | 8422 / 3288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 28, 2026 |
| Property Address | 203 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1348 |
| Document Number | 0000034536 |
| Book / Page | 9790 / 8632 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202634536 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | IDEAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 203 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1348 |
| Document Number | 0000034536, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 9790/8632 |
| Instrument | 202634536 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 203 LIGHTHOUSE DR, FREEHOLD, NJ 07728-1348 |
| Document Number | 0000046862 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 203 LIGHTHOUSE DR FREEHOLD NJ 077281348, FREEHOLD, NJ 07728-1348 |
| Document Number | 0000046862 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 009287/000471 |
| Instrument | 46862 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | May 10, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.84% |
The 2025 property tax bill for 203 Lighthouse Dr was $12,968, up 5.2% from the year before.
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,700 (+5.89%) Land $357,400 Building $450,300 | $807,700 (+5.89%) Land $357,400 Building $450,300 | |
| 2025 | $12,968.00 (+5.19%) | $762,800 Land $357,400 Building $405,400 | $762,800 Land $357,400 Building $405,400 |
| 2024 | $12,328.00 | ||
| 2023 | $661,600 Land $307,100 Building $354,500 | $661,600 Land $307,100 Building $354,500 | |
| 2022 | $10,782.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Lighthouse Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Lighthouse Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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