203 Laurel St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 203 Laurel St, Winchendon, MA 01475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1989
Lot Size1.36 acres (59,634 sqft)
Owner2 Individual Names on File
Tax Bill$3,621 (2025)
Deeds & MortgagesAug 2022 Refinance
Dec 2018 Line of Credit
APNWINC M:8A1 B:0 L:48

Property Details

APN / Parcel Number

Primary APNWINC M:8A1 B:0 L:48
Alternative APN
  • WCDN M:8A1 B:0 L:48

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,350 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area59,634 sqft (1.36 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address203 LAUREL ST
CityWINCHENDON
StateMA
Zip01475-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number48
JurisdictionWINCHENDON MA
Township / Civil DivisionWINCHENDON
Census Block Group2
Census Block2012
Census Tract701101

Owner

203 Laurel St is owned and occupied by two individuals.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address203 LAUREL ST, WINCHENDON, MA 01475-2059
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
I-C FCU
Dec 28, 2018Deed of Trust, Mortgage · Line of Credit
FIDELITY CO-OP BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address203 LAUREL ST, WINCHENDON, MA 01475-2059
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068021-27
DateAug 4, 2022
Book Page68021/27
Instrument85855
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueSep 1, 2047

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHENDON MA
Property Address203 LAUREL ST, WINCHENDON, MA 01475-2059
Document Number59898-287
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedJan 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 LAUREL ST WINCHENDON MA 014752059, WINCHENDON, MA 01475-2059

Mortgage

Document Number59898-287
DateJan 3, 2019
Book Page059898/000287
Instrument447
Lender
NameFIDELITY CO-OP BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 2, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 203 Laurel St was $3,621, up 5.3% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWinchendon Town
Unified School DistrictWinchendon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,621.00 (+5.32%)$308,200 (+12.4%) Land $48,800 Building $259,400$302,290 (-8.56%)
2024$3,438.00 (+3.37%)$274,200 (+10.48%) Land $44,500 Building $229,700$330,600
2023$3,326.00$248,200 Land $42,300 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 203 Laurel St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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