Isle Of Wight County property record for 203 Laurel Ln, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,076 sqft · built 1987 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jul 2014) |
| Tax Bill | $3,147 (2026) |
| Deeds & Mortgages | Mar 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13D-01-019 |
| Primary APN | 13D-01-019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Street Address | 203 LAUREL LN |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 19 WRENN'S MILL ESTS PLAT 13/125 |
| Legal Subdivision | SUB OF WRENNS MILL ESTATES SEC ONE |
| Legal Lot Number | 19 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | HARDY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 280101 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 LAUREL LN, SMITHFIELD, VA 23430-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2014 · Amount on Record |
| Deed Sale | Jul 29, 2014 · Amount on Record |
| Prior Sale | May 13, 2013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Property Address | 203 LAUREL LN, SMITHFIELD, VA 23430-2938 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 203 LAURDEL LN, SMITHFIELD, VA 23430-2938 |
| Document Number | 0250001229 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | 250001229 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,147.00 (+4.52%) | $388,600 (-) Land $75,000 Building $313,600 | $388,600 (-) Land $75,000 Building $313,600 |
| 2025 | $3,011.00 | $388,600 (-) Land $75,000 Building $313,600 | $388,600 (-) Land $75,000 Building $313,600 |
| 2023 | $388,600 Land $75,000 Building $313,600 | $388,600 Land $75,000 Building $313,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WRENNS MILL ESTATES private · serves 372 people · EPA ID VA3093915 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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