203 Lake Coventry Dr, Frederick, MD 21702 Property Records

Frederick County property record for 203 Lake Coventry Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,154 sqft · built 1991
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Mar 2026)
Tax Bill	$7,804 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-171414`

Property Details

APN / Parcel Number

Primary APN	`02-171414`
Alternative APNs	`2171414` `171414`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,154 sqft Living Area
Gross Area	3,595 sqft
1st Floor Area	1,284 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	6 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	171414
Street Address	203 LAKE COVENTRY DR
City	FREDERICK
State	MD
Zip	21702-1181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 139 SECTION 2 0.1377 ACRE COVENTRY
Legal Subdivision	COVENTRY SEC 02
Legal Block	1
Legal Lot Number	139
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1005
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICHOICE FCU
Mar 11, 2026	Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC
Jan 4, 2021	Deed, Transfer · VA Mortgage QUICKEN LOANS LLC
Oct 28, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Book / Page	17762 / 122
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181

Mortgage

Document Number	0164850170
Date	Jun 20, 2023
Book Page	16485/170

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2053

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181

Mortgage

Document Number	0171770094
Date	Jan 7, 2025
Book Page	17177/94

Lender

Name	AMERICHOICE FCU
Type	Credit Union
Address	HERSHEY, PA 17033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 31, 2025

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 11, 2026
Property Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181
Document Number	0177620122
Book / Page	17762 / 122
Map Reference	MB 43 PL 116
Instrument Date	Feb 6, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	BAYLINE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181
Investor	Possibly a Property Investor

Mortgage

Document Number	0017762132
Date	Mar 11, 2026
Instrument	17762/132

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	0177620156
Date	Mar 11, 2026
Book Page	17762/156

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 4, 2021
Property Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181
Document Number	0144140001
Book / Page	14414 / 1
Map Reference	MB 43 PL 116
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181

Mortgage

Document Number	144147
Date	Jan 4, 2021
Instrument	14414/7

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 28, 2019
Property Address	203 LAKE COVENTRY DR, FREDERICK, MD 21702-1181
Document Number	0133040249
Book / Page	013304 / 000249
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	EASTERN TITLE AND SETTLEMENT, EASTERN TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	203 LAKE COVENTRY DR FREDERICK MD 217021181, FREDERICK, MD 21702-1181

Mortgage

Document Number	133040257
Date	Oct 28, 2019
Book Page	013304/000257

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,400 (+3.84%)	$493,400 (+11.53%) Land $142,100 Building $351,300
2025	$7,804.00 (+4.67%)	$442,400 (+15.73%) Land $117,000 Building $325,400	$442,400 (-) Land $117,000 Building $325,400
2024	$7,456.00 (+7.13%)
2023	$6,960.00	$382,267	$442,400 Land $117,000 Building $325,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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