203 Jones Cir, Columbus, MS 39705 Property Records

Lowndes County property record for 203 Jones Cir, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,943 sqft · built 1980
Lot Size0.254 acres (11,100 sqft)
OwnerIndividual Name on File
Last Sale$202,000 (Jul 2021)
Tax Bill$2,568 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN46W200003000

Property Details

APN / Parcel Number

Primary APN46W200003000
Alternative APNs
  • 006555
  • 6555

Interior

Full Baths1 Bath
Building Area2,943 sqft Adjusted Area
1st Floor Area1,924 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,100 sqft (0.254 acres)
Lot Dimensions185 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number006555
Street Address203 JONES CIR
CityCOLUMBUS
StateMS
Zip39705-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description203 JONES CIRCLE LOT 9 BLOCK E 9B
Legal Range18W
Legal Township17S
Legal Section32
Legal SubdivisionHOLLY HILLS SUBDIV PT 2
Legal BlockE
Legal Lot Number9
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group2
Census Block2024
Census Tract302

Owner

203 Jones Cir is owned and occupied by an individual who bought it in July 2021.

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address203 JONES CIR, COLUMBUS, MS 39705-1222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HSNG AND URBAN DEVELOPMENT
Jul 16, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
BANCORPSOUTH BANK
Jul 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOUSING & URBAN DEVELOPMENT
Jul 16, 2021Warranty Deed, Transfer
Oct 2, 2020Deed of Trust, Construction Loan · Line of Credit
BANKFIRST FIN'L SVCS
Dec 15, 2016Deed of Trust, Mortgage · Line of Credit
CADENCE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2021 · Amount on File
Deed SaleJul 16, 2021 · Amount on File
Deed Document Number0020216510
Deed Book / Page2021 / 6510
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address203 JONES CIR, COLUMBUS, MS 39705-1222
Transaction TypeMortgage
Record UpdatedMay 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020246860
DateApr 16, 2024
Book Page2024/6860
Lender
NameSECRETARY OF HSNG AND URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term328 Months
DueAug 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address203 JONES CIR, COLUMBUS, MS 39705-1222
Transaction TypeMortgage
Record UpdatedDec 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202122817
DateJul 16, 2021
Book Page2021/22817
Lender
NameBANCORPSOUTH BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address203 JONES CIR, COLUMBUS, MS 39705-1222
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202315267
DateJul 24, 2023
Book Page2023/15267
Lender
NameHOUSING & URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateJul 16, 2021
Property Address203 JONES CIR, COLUMBUS, MS 39705-1222
Document Number0020216510
Book / Page2021 / 6510
Instrument DateJul 14, 2021
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 JONES CIR, COLUMBUS, MS 39705-1222

October 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Recording DateOct 2, 2020
Property Address203 JONES CIR, COLUMBUS, MS 39705-1222
Document Number0020205592
Book / Page002020 / 025592
Instrument DateSep 28, 2020
Transaction TypeConstruction Loan
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 JONES CIR COLUMBUS MS 397051222, COLUMBUS, MS 39705-1222

Mortgage

Document Number20205592
DateOct 2, 2020
Book Page002020/025592
Lender
NameBANKFIRST FIN'L SVCS
TypeFunding / Finance Company
AddressCOLUMBUS, MS 39703
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueOct 1, 2021
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address203 JONES CIR, COLUMBUS, MS 39705-1222
Document Number0020170338
Book / Page002017 / 000338
Instrument DateDec 15, 2016
Transaction TypeMortgage
Record UpdatedJan 11, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address203 JONES CIR COLUMBUS MS 397051222, COLUMBUS, MS 39705-1222

Mortgage

Document Number0020170338
DateJan 5, 2017
Book Page002017/000338
Lender
NameCADENCE BK
TypeBank
AddressCOLUMBUS, MS 39703
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 4, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 203 Jones Cir was $2,568 with a homeowner's exemption, up 1.4% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,568.00 (+1.38%) Homeowner's exemption$17,562$175,620 Land $12,000 Building $163,620
2024$2,533.00 (+3.77%)
2023$2,441.00 Homeowner's exemption$16,760$167,600 Land $12,000 Building $155,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Jones Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 54 policies
Nearby Flood Policies54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Jones Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Jones Cir

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