203 Johns Rd, Radcliff, KY 40160 Property Records

Hardin County property record for 203 Johns Rd, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,036 sqft · built 1977
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (May 2022)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Oct 2019 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`139-40-02-008`

Property Details

APN / Parcel Number

Primary APN	`139-40-02-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,036 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,810 sqft (0.339 acres)
Porch	Porch
Porch Area	720 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	203 JOHNS RD
City	RADCLIFF
State	KY
Zip	40160-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENDALE EST LT 08 #1
Legal Subdivision	KENDALE EST
Legal Tract	8
Legal Lot Number	8
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1037
Census Tract	300

Owner

203 Johns Rd is owned and occupied by an individual who bought it in May 2022.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Oct 9, 2019	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 23, 2008	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jan 10, 2013	Deed of Trust, Mortgage · Line of Credit KENTUCKY NEIGHBORHOOD BANK INC
Jul 1, 2010	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jul 5, 2018	Deed of Trust, Mortgage WEST POINT BANK
Nov 29, 2018	Deed of Trust, Mortgage CROSS COUNTRY MORTGAGE INC
May 25, 2022	Deed, Transfer · Conventional Mortgage WILSON & MUIR BANK & TRUST CO
Nov 29, 2018	Deed, Transfer
Nov 29, 2018	Warranty Deed, Transfer CROSS COUNTRY MORTGAGE INC
Jul 5, 2018	Warranty Deed, Transfer WEST POINT BANK
Jun 4, 2018	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Document Number	0001535197
Deed Book / Page	1535 / 197
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002252/0000000174
Date	Nov 20, 2018
Book Page	0000002252/0000000174
Instrument	180-00014433

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	170 Months
Due	Jan 1, 2033

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02284/1307
Date	Oct 9, 2019
Book Page	2284/1307
Instrument	20190-00013394

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001755/656
Date	Jan 23, 2008
Book Page	1755/656

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2038

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002046/698
Date	Jan 10, 2013
Book Page	2046/698

Lender

Name	KENTUCKY NEIGHBORHOOD BANK INC
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 31, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001938/698
Date	Jul 1, 2010
Book Page	1938/698

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2025

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002239/0000000019
Date	Jul 5, 2018
Book Page	0000002239/0000000019
Instrument	180-00008386

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jan 1, 2019

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002252/0000001565
Date	Nov 29, 2018
Book Page	0000002252/0000001565
Instrument	201800014735

Lender

Name	CROSS COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	May 25, 2022
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Document Number	001535/197
Book / Page	1535 / 197
Map Reference	MB 6 PG 29
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11800 PEAK PL APT 104, 104, LOUISVILLE, KY 40229-8358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	203 JOHNS RD, RADCLIFF, KY 40160-2745

Mortgage

Document Number	0024421261
Date	May 25, 2022
Instrument	2442/1261

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Nov 29, 2018
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Document Number	001465/911
Book / Page	1465 / 911
Instrument Date	Nov 28, 2018
Instrument	180-00014744
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 JOHNS RD, RADCLIFF, KY 40160-2745

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Nov 29, 2018
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Document Number	001465/903
Book / Page	1465 / 903
Instrument Date	Nov 28, 2018
Instrument	180-00014735
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 JOHNS RD, RADCLIFF, KY 40160-2745

Mortgage

Document Number	0000002252/0000001565
Date	Nov 29, 2018
Book Page	0000002252/0000001565
Instrument	201800014735

Lender

Name	CROSS COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Jul 5, 2018
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Document Number	001459/222
Book / Page	1459 / 222
Instrument Date	Jul 2, 2018
Instrument	180-00008386
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1546 W VINE ST, RADCLIFF, KY 40160-1948
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002239/0000000019
Date	Jul 5, 2018
Book Page	0000002239/0000000019
Instrument	180-00008386

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jan 1, 2019

June 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Jun 4, 2018
Property Address	203 JOHNS RD, RADCLIFF, KY 40160-2745
Document Number	01457/1161
Book / Page	1457 / 1161
Instrument Date	May 11, 2018
Instrument	180-00006698
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401, NASHVILLE, TN 37203

Tax Assessment & Valuation

The 2025 property tax bill for 203 Johns Rd was $2,298 with exemptions applied.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00 Homeowner's exemption Additional exemption filed	$295,000 Land $18,000 Building $277,000	$295,000 Land $18,000 Building $277,000
2023		$295,000 (+47.5%) Land $17,600 Building $277,400	$295,000 (+47.5%) Land $17,600 Building $277,400
2022		$200,000 Land $17,600 Building $182,400	$200,000 Land $17,600 Building $182,400
2021	$1,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Johns Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2006–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Johns Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20