203 James St, Modesto, CA 95354 Property Records

Stanislaus County property record for 203 James St, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 964 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$330,000 (Jun 2023)
Tax Bill	$4,445 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`107-007-010-000`

Property Details

APN / Parcel Number

Primary APN	`107-007-010-000`
Alternative APNs	`1070710000` `1070710`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Width	50 ft Width
Patio Area	280 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	203 JAMES ST
City	MODESTO
State	CA
Zip	95354-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MODESTO
Legal Block	1
Legal Lot Number	9&10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1016
Census Tract	1800

Owner

Source: Stanislaus County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	203 JAMES ST, MODESTO, CA 95354-2616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Grant Deed, Transfer · Conventional Mortgage RADIAN TITLE INSURANCE INC
Mar 1, 2024	Intrafamily Transfer, Transfer
Jun 6, 2023	Intrafamily Transfer, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CORP
Jun 6, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 16, 2023	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	202324913
Last Transfer Date	Jan 29, 2024
Transfer Doc	0000010012
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 3, 2026
Property Address	203 JAMES ST, MODESTO, CA 95354-2616
Document Number	0000017988
Instrument Date	Apr 1, 2026
Instrument	202617988
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	RADIAN TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	203 JAMES ST, MODESTO, CA 95354-2616

Mortgage

Document Number	0000017989,
Date	Apr 3, 2026
Instrument	202617989

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 1, 2024
Property Address	203 JAMES ST, MODESTO, CA 95354-2616
Document Number	0000010012
Map Reference	VOL 12
Instrument Date	Jan 29, 2024
Instrument	2024-0010012
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	214 JAMES ST, MODESTO, CA 95354-2617

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jun 6, 2023
Property Address	203 JAMES ST, MODESTO, CA 95354-2616
Document Number	0000024912
Map Reference	VOL 12
Instrument Date	May 25, 2023
Instrument	2023-0024912
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 ABBOTTSFORD DR, PINEHURST, NC 28374-9757

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 6, 2023
Property Address	203 JAMES ST, MODESTO, CA 95354-2616
Document Number	0000024913
Map Reference	VOL 12
Instrument Date	May 25, 2023
Instrument	2023-0024913
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 JAMES ST, MODESTO, CA 95354-2616

Mortgage

Document Number	0000024914
Date	Jun 6, 2023
Instrument	2023-0024914

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 16, 2023
Property Address	203 JAMES ST, MODESTO, CA 95354-2616
Document Number	0000007207
Map Reference	VOL 12
Instrument Date	Feb 16, 2023
Instrument	2023-0007207
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 ABBOTTSFORD DR, PINEHURST, NC 28374-9757

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,445.00 (+215.47%)	$380,165 (+208.74%) Land $270,504 Building $109,661
2023	$1,409.00 (+2.47%)	$123,133 Land $30,781 Building $92,352
2022	$1,375.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1982–2006)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jan 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 12 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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