203 Hwy 32 E, Bruce, MS 38915 Property Records

Calhoun County property record for 203 Hwy 32 E, Bruce, MS 38915

Property Summary

Property Type	Single Family Home
Details	3,969 sqft · built 2009
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individuals on Record
Tax Bill	$4,413 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1409000120329`

Property Details

APN / Parcel Number

Primary APN	`1409000120329`

Interior

Building Area	3,969 sqft Adjusted Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Rolled Roofing
Lot Area	239,580 sqft (5.5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Pool Area	800 sqft
Patio Area	992 sqft

Location & Zoning

Street Address	203 HIGHWAY 32 E
City	BRUCE
State	MS
Zip	38915-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.5AC PT W2 SE4 N OF HWY
Jurisdiction	CALHOUN MS
Township / Civil Division	2
Census Block Group	1
Census Block	1036
Census Tract	950100

Owner

Source: Calhoun County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	203 HIGHWAY 32 E, BRUCE, MS 38915-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit EMPEOPLE CU
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2009
Deed Sale	Aug 7, 2009
Deed Document Number	0020093029
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	203 HIGHWAY 32 E, BRUCE, MS 38915-9631
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000470/356
Date	Nov 5, 2025
Book Page	470/356
Instrument	2025003916

Lender

Name	EMPEOPLE CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	203 HIGHWAY 32 E, BRUCE, MS 38915-9631
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 HIGHWAY 32 E, BRUCE, MS 38915-9631

Mortgage

Document Number	409/561
Date	Apr 30, 2019
Book Page	409/561
Instrument	2019000956

Lender

Name	FIRST AMERICAN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,413.00 (+1%)	$36,255 (+0.05%) Land $674 Building $35,581	$349,832 (+0.03%) Land $6,490 Building $343,342
2023	$4,012.00	$36,238 Land $657 Building $35,581	$349,718 Land $6,376 Building $343,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT COMFORT W/A public/private · serves 1,085 people · EPA ID MS0070010
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fulton Telephone Company Fiber	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 32 E

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