Lancaster County property record for 203 Hemlock Rd, Ephrata, PA 17522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,280 sqft · built 1955 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Aug 2024) |
| Tax Bill | $3,785 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-81275-0-0000 |
| Primary APN | 260-81275-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 2,977 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 280 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 165 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 203 HEMLOCK RD |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-2185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD |
| Legal Description | 203 HEMLOCK RD |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12200 |
203 Hemlock Rd is owned and occupied by two individuals who bought it in August 2024.
Source: Lancaster County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 HEMLOCK RD, EPHRATA, PA 17522-2185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING |
| Jan 19, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MEMBERS 1ST FCU |
| Aug 12, 2024 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on File |
| Deed Sale | Aug 12, 2024 · Amount on File |
| Prior Sale | Aug 24, 2016 · Amount on File |
| Deed Document Number | 20246795178 |
| Prior Transfer Date | May 28, 2010 |
| Prior Transfer Doc | 0005863631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Jul 20, 2026 |
| Property Address | 203 HEMLOCK RD, EPHRATA, PA 17522-2185 |
| Document Number | 0000029671 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202629671 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 203 HEMLOCK RD, EPHRATA, PA 17522-2185 |
| Document Number | 0000029671, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202629671 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Jan 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 203 HEMLOCK RD, EPHRATA, PA 17522-2185 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006659039 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 6659039 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 5, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Aug 12, 2024 |
| Property Address | 203 HEMLOCK RD, EPHRATA, PA 17522-2185 |
| Document Number | 20246795178 |
| Instrument Date | Aug 8, 2024 |
| Instrument | 20246795178 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | IRON VALLEY ABSTRACT LLC, IRON VALLEY ABSTRACT OF CTRL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 203 HEMLOCK RD, EPHRATA, PA 17522-2185 |
| Document Number | 20246795179 |
|---|---|
| Date | Aug 12, 2024 |
| Instrument | 20246795179 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2025 property tax bill for 203 Hemlock Rd was $3,785, up 2.3% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,300 Land $45,200 Building $109,100 | $154,300 Land $45,200 Building $109,100 | |
| 2025 | $3,785.00 (+2.3%) | ||
| 2024 | $3,700.00 | $154,300 Land $45,200 Building $109,100 | |
| 2018 | $154,300 Land $45,200 Building $109,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 203 Hemlock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Hemlock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
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