203 Harper Dr, Sparta, MI 49345 Property Records

Kent County property record for 203 Harper Dr, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,026 sqft · built 1960
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Aug 2018)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-15-476-002`

Property Details

APN / Parcel Number

Primary APN	`41-05-15-476-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,026 sqft Living Area
1st Floor Area	949 sqft
Basement Area	949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	24,829 sqft (0.57 acres)
Lot Width	135 ft Width
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 HARPER DR
City	SPARTA
State	MI
Zip	49345-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	PT OF LOTS 21 22 & 23 COM AT MOST SLY COR OF LOT 23 TH NWLY 186 FT M/L TO CL OF NASH CREEK ALONG A LINE WHICH EXT WOULD INT N
Legal Subdivision	TO BEG HARPER NEWHOF ADD
Legal Lot Number	21-23
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1018
Census Tract	10402

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 HARPER DR, SPARTA, MI 49345-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVENTURE CU
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADVENTURE CU
Aug 29, 2018	Warranty Deed, Transfer · Conventional Mortgage ADVENTURE CU
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/W MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	201867601
Prior Transfer Date	Apr 27, 2005
Prior Transfer Doc	0000049914
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	203 HARPER DR, SPARTA, MI 49345-1015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088266
Date	Sep 24, 2020
Instrument	202009240088266

Lender

Name	ADVENTURE CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	203 HARPER DR, SPARTA, MI 49345-1015
Document Number	0000078580
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 HARPER DR SPARTA MI 493451015, SPARTA, MI 49345-1015

Mortgage

Document Number	0000078580
Date	Oct 11, 2019
Instrument	78580

Lender

Name	ADVENTURE CU
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 10, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 29, 2018
Property Address	203 HARPER DR, SPARTA, MI 49345-1015
Document Number	0000067601
Instrument Date	Jul 13, 2018
Instrument	67601
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 IDA RED AVE #106 SPARTA MI 493451272, 106, SPARTA, MI 49345-1272

Mortgage

Document Number	67602
Date	Aug 29, 2018
Instrument	67602

Lender

Name	ADVENTURE CU
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 28, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	203 HARPER DR, SPARTA, MI 49345-1015
Document Number	0000024925
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	203 HARPER DR SPARTA MI 493451015, SPARTA, MI 49345-1015

Mortgage

Document Number	0000024925
Date	Mar 30, 2018
Instrument	24925

Lender

Name	FIFTH THIRD BK/W MI
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,600 (+5.54%)	$255,200 (+5.54%)
2025	$2,507.00 (+18.53%) Homeowner's exemption	$120,900 (+20.42%)	$241,800 (+20.42%)
2023		$100,400	$200,800
2019	$2,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1994–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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