203 Hanover St, Germantown, IL 62245 Property Records

Clinton County property record for 203 Hanover St, Germantown, IL 62245

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,809 sqft · built 1984
Lot Size	0.386 acres (16,823 sqft)
Owner	2 Company Names on Record
Last Sale	$75,000 (Jul 2008)
Tax Bill	$5,159 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-11-04-487-006`

Property Details

APN / Parcel Number

Primary APN	`12-11-04-487-006`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,809 sqft Finished Area
1st Floor Area	3,618 sqft
Basement Area	1,809 sqft
Unfinished Basement	1,809 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Brick
Roof Type	Gable
Lot Area	16,823 sqft (0.386 acres)
Garage Area	999 sqft
Pool Type	Pool Type
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	203 HANOVER ST
City	GERMANTOWN
State	IL
Zip	62245-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	51
Legal Description	SUBDIVISION GERMANTOWN (ORIGINAL TOWN HANOVER) LOT 39 & 40 E PT OF LOTS
Legal Subdivision	GERMANTOWN (ORIGINAL TOWN HANOVER)
Legal Lot Number	39-40
Jurisdiction	CLINTON IL
Township / Civil Division	GERMANTOWN
Census Block Group	2
Census Block	2066
Census Tract	900601

Owner

Source: Clinton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	203 HANOVER ST, GERMANTOWN, IL 62245-1928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2008 · Amount on Record
Deed Sale	Jul 14, 2008 · Amount on Record
Deed Document Number	2008_04533
Last Transfer Date	Apr 8, 2025
Transfer Doc	0000001302
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IL
Property Address	203 HANOVER ST, GERMANTOWN, IL 62245-1928
Document Number	0000004188
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 HANOVER ST GERMANTOWN IL 622451928, GERMANTOWN, IL 62245-1928

Mortgage

Document Number	0000004188
Date	Sep 20, 2018
Instrument	4188

Lender

Name	ASSOCIATED BK NA
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clinton County
County Subdivision	Germantown Township
Municipality	Germantown Village
Secondary School District	Central Community High School District 71 (09 - 12)
Elementary School District	Germantown School District 60 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,159.00 (+9.21%) Homeowner's exemption Senior Citizen's exemption	$88,200 (+34.47%) Land $6,790 Building $81,410	$264,600 (+34.47%) Land $20,370 Building $244,230
2024	$4,724.00 (+29.39%)
2022	$3,651.00 (+4.64%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$65,590 (+4%) Land $5,260 Building $60,330	$196,770 (+4%) Land $15,780 Building $180,990
2021	$3,489.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$63,070 Land $5,060 Building $58,010	$189,210 Land $15,180 Building $174,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN serves 1,537 people · EPA ID IL0270350
Water Source	Purchased surface water from BREESE
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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