203 Gerhart, Elyria, OH 44035 Property Records

Lorain County property record for 203 Gerhart, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,478 sqft · built 2020
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2025)
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-006-102-121`

Property Details

APN / Parcel Number

Primary APN	`06-22-006-102-121`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,478 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	32 sqft
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	203 GERHART
City	ELYRIA
State	OH
Zip	44035-0611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD PLACE RE-SUB 44 X 85.02
Legal Subdivision	ASHFORD PLACE RE-SUB
Legal Lot Number	20
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2004
Census Tract	70200

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 GERHART, ELYRIA, OH 44035-0611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Aug 10, 2018	Grant Deed, Mortgage · Line of Credit WAYNE SVGS CMNTY BK
May 25, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	2025-0046851
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 24, 2020
Property Address	203 GERHART, ELYRIA, OH 44035-0611
Document Number	0000754089
Instrument Date	Mar 20, 2020
Instrument	754089
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$729.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 GERHART ELYRIA OH 440350611, ELYRIA, OH 44035-0611

Mortgage

Document Number	754090
Date	Mar 24, 2020
Instrument	754090

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2018
Property Address	203 GERHART, ELYRIA, OH 44035-0611
Instrument Date	Aug 10, 2018
Instrument	683343
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	RET SOLUTIONS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2932 WOOSTER RD ROCKY RIVER OH 441162974, ROCKY RIVER, OH 44116-2974

Mortgage

Document Number	0000683343
Date	Aug 10, 2018
Instrument	683343

Lender

Name	WAYNE SVGS CMNTY BK
Type	Federal Savings Bank
Address	151 N MARKET ST, WOOSTER, OH 44691-4809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	May 25, 2018
Property Address	203 GERHART, ELYRIA, OH 44035-0611
Document Number	0000673815
Instrument Date	May 25, 2018
Instrument	673815
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$792.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 BEREA CMNS #1 BEREA OH 440172535, 1, BEREA, OH 44017-2535

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,264.00	$90,550 (+%) Land $19,110 Building $71,440	$258,710 (-) Land $54,600 Building $204,110
2024	$4,264.00 (+22.21%)	$90,549 (+41.41%) Land $19,110 Building $71,439	$258,710 (+41.41%) Land $54,600 Building $204,110
2023	$3,489.00 (+0.37%)	$64,033 (+%) Land $15,481 Building $48,552	$182,950 (-) Land $44,230 Building $138,720
2022	$3,476.00	$64,030 Land $15,480 Building $48,550
2021			$182,950 Land $44,230 Building $138,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	100 / 20

May also be available: Cogeco Cable Holdings II.

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