203 Front St, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 203 Front St, Richmond, ME 04357

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,100 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2023)
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Jul 2023 Refinance Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RICD M:U01 L:037-00`

Property Details

APN / Parcel Number

Primary APN	`RICD M:U01 L:037-00`
Alternative APNs	`M:U01 L:037=00` `1164`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,100 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	840 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1164
Street Address	203 FRONT ST
City	RICHMOND
State	ME
Zip	04357-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILL
Legal Lot Number	37-0
Jurisdiction	RICHMOND ME
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3024
Census Tract	970100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Richmond Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 FRONT ST, RICHMOND, ME 04357-1466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SAWIN CAPITAL LLC
Jul 27, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC
Jan 31, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SAWIN CAPITAL LLC
Oct 29, 2013	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Jan 31, 2023 · Amount on Record
Deed Book / Page	2023 / 3355
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	203 FRONT ST, RICHMOND, ME 04357-1466
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003092
Date	Jul 17, 2023
Instrument	2023R-03092

Lender

Name	SAWIN CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND ME
Recording Date	Jul 27, 2023
Property Address	203 FRONT ST, RICHMOND, ME 04357-1466
Document Number	0000003355
Book / Page	2023 / 3355
Instrument Date	Jul 18, 2023
Instrument	2023R-03355
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	190 MILLAY RD, BOWDOINHAM, ME 04008-4456

Mortgage

Document Number	0000003356
Date	Jul 27, 2023
Instrument	2023R-03356

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND ME
Recording Date	Jan 31, 2023
Property Address	203 FRONT ST, RICHMOND, ME 04357-1466
Document Number	0000000428
Book / Page	2023 / 428
Instrument Date	Jan 31, 2023
Instrument	2023R-00428
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 TIMBER RIDGE DR, WEST GARDINER, ME 04345-6322

Mortgage

Document Number	0000000429
Date	Jan 31, 2023
Instrument	2023R-00429

Lender

Name	SAWIN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND ME
Property Address	203 FRONT ST, RICHMOND, ME 04357-1466
Document Number	0000003318
Instrument Date	Oct 29, 2013
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 FRONT ST RICHMOND ME 043571466, RICHMOND, ME 04357-1466

Mortgage

Document Number	0000003318
Date	May 19, 2017
Instrument	3318

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Richmond Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Richmond Town
Unified School District	Richmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,069.00 (+87.43%)	$363,300 (+294.89%) Land $41,500 Building $321,800
2024	$2,171.00 (+20.68%)	$92,000 (-) Land $29,900 Building $62,100
2022	$1,799.00	$92,000 Land $29,900 Building $62,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1980–1984)
Most Recent Claim	Jun 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES DISTRICT serves 1,492 people · EPA ID ME0091370
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tidewater O.P.E.N., Xfinity.

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