Bay County property record for 203 Forest Ct, Panama City, FL 32404
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.578 acres (25,177 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,165 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 07363-632-000 |
| Primary APN | 07363-632-000 |
|---|
| Lot Area | 25,177 sqft (0.578 acres) |
|---|---|
| Lot Dimensions | 240 ft deep x 105 ft wide |
| Street Address | 203 FOREST CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8835 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | CLWY21 |
| Legal Description | BAY FRONT UNIT 4 LOT 16 ORB 4338 P 2124 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | BAY FRONT |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 806 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1127 S GAY AVE, PANAMA CITY, FL 32404-8704 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 5, 2020 |
| Transfer Doc | 0043382124 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,165.00 (+11.71%) | $148,923 (+6.48%) | $172,494 (+23.33%) Land $172,494 |
| 2024 | $1,938.00 (+7.61%) | ||
| 2023 | $1,801.00 (+24.64%) | $139,860 (+25%) Land $139,860 | $139,860 (+25%) Land $139,860 |
| 2022 | $1,445.00 | $111,888 Land $111,888 | $111,888 Land $111,888 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 319 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 319 in force |
| Nearby Flood Claims | 55 (1995–2023) |
| Claims Outside the SFHA | 9 of 55 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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