203 Floyd St, Richfield, NC 28137 Property Records

Stanly County property record for 203 Floyd St, Richfield, NC 28137

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2003
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2024)
Tax Bill	$591 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`662201288015`

Property Details

APN / Parcel Number

Primary APN	`662201288015`
Alternative APNs	`1549012` `33595` `34912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	183 ft deep x 119 ft wide
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1549012
Street Address	203 FLOYD ST
City	RICHFIELD
State	NC
Zip	28137-7628
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-20
Legal Description	M/H 203 FLOYD ST LOT 16 662201012
Legal Subdivision	W J FISHER SUBDIVISION
Legal Lot Number	16
Jurisdiction	STANLY NC
Township / Civil Division	RIDENHOUR
Census Block Group	2
Census Block	2020
Census Tract	930101

Owner

203 Floyd St, a mobile home, is owned by two individuals who bought it in October 2024.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	625 SALISBURY AVE, ALBEMARLE, NC 28001-3247
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Apr 13, 2007 · Amount on File
Deed Document Number	2024472148
Deed Book / Page	1865 / 1069
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 16, 2024
Property Address	203 FLOYD ST, RICHFIELD, NC 28137-7628
Document Number	0000472148
Book / Page	1865 / 1069
Map Reference	MB 5 PG 53
Instrument Date	Oct 16, 2024
Instrument	472148
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2229 SNUGGS PARK RD, ALBEMARLE, NC 28001-8509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 SALISBURY AVE, ALBEMARLE, NC 28001-3247

Mortgage

Document Number	0000472149
Date	Oct 16, 2024
Instrument	472149

Lender

Name	OSCAR G SPENCE ETUX
Type	Private Party

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 16, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 203 Floyd St was $591.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Richfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$591.00	$71,228 (-) Land $13,430 Building $57,798	$71,228 (-) Land $13,430 Building $57,798
2025	$591.00	$71,228 Land $13,430 Building $57,798	$71,228 Land $13,430 Building $57,798
2023	$1,494.00 (+0.95%)	$45,073 (-) Land $9,065 Building $36,008	$45,073 (-) Land $9,065 Building $36,008
2022	$1,480.00	$45,073 Land $9,065 Building $36,008	$45,073 Land $9,065 Building $36,008

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 203 Floyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Floyd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PFEIFFER-N STANLY WATER ASSOC private · serves 4,513 people · EPA ID NC0184025
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Oct 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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