203 Emerald Cir, Anna, OH 45302 Property Records

Shelby County property record for 203 Emerald Cir, Anna, OH 45302

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1996
Lot Size0.189 acres (8,240 sqft)
Owner2 Company Names on File
Last Sale$100,000 (Feb 1997)
Tax Bill$1,695 (2025)
Deeds & MortgagesFeb 2026 Transfer
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN14-0533177.005

Property Details

APN / Parcel Number

Primary APN14-0533177.005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeFrame
Roof MaterialShingle
Lot Area8,240 sqft (0.189 acres)
Lot Dimensions103 ft deep x 80 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area114 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address203 EMERALD CIR
CityANNA
StateOH
Zip45302-8506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 434 GEMSTONE ESTATES PHASE I LOT 434 110-05-33-177-005PLAT V20 P81
Legal SubdivisionGEMSTONE ESTATES
Legal Lot Number434
JurisdictionSHELBY OH
Township / Civil DivisionFRANKLIN
Census Block Group4
Census Block4042
Census Tract971500

Owner

203 Emerald Cir is owned by a company that acquired it in February 2026 and is owner-occupied.

Source: Shelby County records, as of July 23, 2026

Owner of Record2 Company Names on File
Mailing Address203 EMERALD CIR, ANNA, OH 45302-8506
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Intrafamily Transfer, Transfer
Jun 22, 2022Deed of Trust, Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 1997 · Amount on File
Deed SaleFeb 21, 1997 · Amount on File
Last Transfer DateFeb 9, 2026
Transfer Doc02330/2593
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY OH
Recording DateFeb 18, 2026
Property Address203 EMERALD CIR, ANNA, OH 45302-8506
Document Number02330/2593
Book / Page2330 / 2593
Map ReferenceVOL 20 PG 81
Instrument DateFeb 9, 2026
Instrument202600800
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 EMERALD CIR, ANNA, OH 45302-8506

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address203 EMERALD CIR, ANNA, OH 45302-8506
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02309/4820
DateJun 22, 2022
Book Page2309/4820
Instrument202203512
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term119 Months
DueMay 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 203 Emerald Cir was $1,695 with a homeowner's exemption, down 7.7% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityAnna Village
CountyShelby County
County SubdivisionFranklin Township
Unified School DistrictAnna Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,695.00 (-7.73%)$65,450 (-) Land $9,640 Building $55,810
2024$1,837.00 (-10.08%) Homeowner's exemption$65,450 (-) Land $9,640 Building $55,810
2023$2,043.00 (+25.26%) Homeowner's exemption$65,450 (+33.22%) Land $9,640 Building $55,810$186,990 Land $27,530 Building $159,460
2022$1,631.00 Homeowner's exemption$49,130 Land $7,030 Building $42,100
2020$140,370 Land $20,080 Building $120,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Emerald Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimMay 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Emerald Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANNA VILLAGE PWS
serves 1,558 people · EPA ID OH7500012
Water SourceGroundwater
Last State InspectionMay 2024
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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