Montgomery County property record for 203 Elm Ter, Narberth, PA 19072
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,238 sqft · built 1910 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $309,500 (Sep 2013) |
| Tax Bill | $6,643 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00-00877-00-2 |
| Primary APN | 12-00-00877-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 625 sqft |
| Basement Area | 60 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,125 sqft (0.072 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Patio Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 203 ELM TER |
|---|---|
| City | NARBERTH |
| State | PA |
| Zip | 19072-1601 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | SEE 12-00-00877-01-1 BLK 27 U 44 |
| Legal Block | 27 |
| Legal Lot Number | 28 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | NARBERTH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 205600 |
203 Elm Ter, a duplex, is owned and occupied by an individual who bought it in September 2013.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 ELM TER, NARBERTH, PA 19072-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2013 · Amount on File |
| Deed Sale | Sep 20, 2013 · Amount on File |
| Deed Document Number | 201399381 |
| Deed Book / Page | 5889 / 2251 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 203 Elm Ter was $6,643.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| Municipality | Narberth Borough |
| Unified School District | Lower Merion School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,643.00 | $130,030 | $130,030 |
| 2025 | $6,643.00 | ||
| 2024 | $130,030 (-) Land $62,840 Building $67,190 | ||
| 2023 | $6,169.00 (+3.8%) | $130,030 Land $62,840 Building $67,190 | |
| 2022 | $5,943.00 | ||
| 1998 | $130,030 Land $62,840 Building $67,190 | ||
| 1996 | $130,030 Land $62,840 Building $67,190 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 203 Elm Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 5 (1999–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Elm Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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