203 Elm St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 203 Elm St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1910
Lot Size	0.182 acres (7,918 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Sep 1988)
Tax Bill	$7,242 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0162 L:0022`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0162 L:0022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	1,080 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,918 sqft (0.182 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	203 ELM ST
City	DEDHAM
State	MA
Zip	02026-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	22
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	4
Census Block	4024
Census Tract	402400

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 ELM ST, DEDHAM, MA 02026-4501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIRECT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 1988 · Amount on Record
Deed Sale	Sep 7, 1988 · Amount on Record
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	203 ELM ST, DEDHAM, MA 02026-4501
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039492-241
Date	Jun 9, 2021
Book Page	39492/241
Instrument	75076

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	203 ELM ST, DEDHAM, MA 02026-4501
Document Number	35189-323
Book / Page	035189 / 000323
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35189-323
Date	Jun 14, 2017
Book Page	035189/000323
Instrument	52317

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,242.00 (+7.08%)	$588,800 (+9.87%) Land $347,200 Building $241,600	$563,717 (-18.66%)
2025	$6,763.00 (+8.8%)	$535,900 (+7.76%) Land $333,900 Building $202,000	$693,025 (+18.21%)
2024	$6,216.00 (+8.33%)	$497,300 (+11.28%) Land $302,900 Building $194,400	$586,245
2023	$5,738.00	$446,900 Land $274,300 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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