203 Elm St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 203 Elm St, Cobleskill, NY 12043

Property Summary

Property Type	Apartments (5+ Units)
Details	5,760 sqft · built 1993
Lot Size	0.96 acres (41,818 sqft)
Owner	Company Name on File
Last Sale	$705,000 (Jan 2017)
Tax Bill	$19,022 (2026)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`432601 67.8-1-5.3`

Property Details

APN / Parcel Number

Primary APN	`432601 67.8-1-5.3`
Alternative APNs	`260106700800010050030000` `431A194005`

Interior

Units	12 Units
Stories	2 Stories
Building Area	5,760 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	227 ft deep x 334 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A194005
Street Address	203 ELM ST
City	COBLESKILL
State	NY
Zip	12043-4692
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	HB
Legal Block	1
Legal Lot Number	5.003
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	3
Census Block	3012
Census Tract	740200

Owner

203 Elm St, a residential property, is owned by a company that bought it in January 2017.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	111 WOODLAND DR, COBLESKILL, NY 12043-5772
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on File
Deed Sale	Jan 25, 2017 · Amount on File
Deed Book / Page	1038 / 32
Prior Transfer Date	May 26, 2006
Prior Transfer Doc	0000000812/000000021
Record Updated	Oct 29, 2026

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 25, 2017
Property Address	203 ELM ST, COBLESKILL, NY 12043-4692
Document Number	0000001038/0000000032
Book / Page	0000001038 / 0000000032
Instrument Date	Jan 24, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, MARVIN D. JR. PARSHALL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ELM ST, COBLESKILL, NY 12043-4692

Tax Assessment & Valuation

The 2026 property tax bill for 203 Elm St was $19,022, up 5.2% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,022.00 (+5.2%)
2025	$18,082.00	$310,000 Land $10,000 Building $300,000	$632,653 Land $20,408 Building $612,245
2023		$310,000 Land $10,000 Building $300,000	$543,860 Land $17,544 Building $526,316
2020	$16,962.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 203 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20