Bremer County property record for 203 Echo Dr, Waverly, IA 50677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,030 sqft · built 2002 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,662 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-16-452-002 |
| Primary APN | 05-16-452-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,030 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 2,328 sqft |
| Unfinished Basement | 2,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Attached |
| Garage Area | 1,301 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 672 sqft |
| Deck Area | 108 sqft |
| Patio Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 203 ECHO DR |
|---|---|
| City | WAVERLY |
| State | IA |
| Zip | 50677-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-92-14 SHELBY RIDGE ADD LOT 8 |
| Legal Range | 14W |
| Legal Township | 92N |
| Legal Section | 16 |
| Legal Subdivision | SHELBY RIDGE |
| Legal Lot Number | 8 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 3 |
| Census Block | 3086 |
| Census Tract | 4400 |
Source: Bremer County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 ECHO DR, WAVERLY, IA 50677-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 203 ECHO DR, WAVERLY, IA 50677-9709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20204009 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 20204009 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Unified School District | Waverly-Shell Rock Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,662.00 (+10.31%) Homeowner's exemption | $683,260 (+2.7%) Land $74,000 Building $609,260 | $683,260 (+2.7%) Land $74,000 Building $609,260 |
| 2023 | $665,280 Land $78,200 Building $587,080 | $665,280 Land $78,200 Building $587,080 | |
| 2022 | $6,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Butler-Bremer Mutual Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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