203 E Veterans Dr, Luverne, MN 56156 Property Records

Rock County property record for 203 E Veterans Dr, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,883 sqft · built 2003
Lot Size	0.382 acres (16,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2009)
Tax Bill	$5,550 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2008 Foreclosure
APN	`20-1961-000`

Property Details

APN / Parcel Number

Primary APN	`20-1961-000`

Interior

Building Area	1,883 sqft Living Area
Basement Area	1,566 sqft
Finished Basement	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	16,667 sqft (0.382 acres)
Garage Type	Attached
Garage Area	823 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	203 E VETERANS DR
City	LUVERNE
State	MN
Zip	56156-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EVERGREEN ADDITION
Legal Block	3
Legal Lot Number	9
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	1
Census Block	1007
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 E VETERANS DR, LUVERNE, MN 56156-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Dec 9, 2008	Trustee's Deed, Foreclosure MINNWEST BANK LUVERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2009 · Amount on Record
Deed Sale	Jan 30, 2009 · Amount on Record
Prior Sale	Dec 9, 2008 · Amount on Record
Deed Document Number	2009170650
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	203 E VETERANS DR, LUVERNE, MN 56156-2123
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196955
Date	Apr 27, 2020
Instrument	196955

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

December 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROCK MN
Recording Date	Dec 9, 2008
Property Address	203 E VETERANS DR, LUVERNE, MN 56156-2123
Document Number	0000170329
Instrument Date	Oct 15, 2008
Instrument	170329
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.67
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W CRAWFORD ST, LUVERNE, MN 56156-1213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000170333
Date	Dec 9, 2008
Instrument	170333

Lender

Name	MINNWEST BANK LUVERNE

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 15, 2009

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,550.00 (+12.62%)	$496,300 (+14.57%) Land $33,000 Building $463,300	$496,300 (+14.57%) Land $33,000 Building $463,300
2023	$4,928.00	$433,200 Land $29,000 Building $404,200	$433,200 Land $29,000 Building $404,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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