203 E Temple St, Freeburg, IL 62243 Property Records

St. Clair County property record for 203 E Temple St, Freeburg, IL 62243

Property Summary

Property Type	Single Family Home
Details	2 ba · 948 sqft · built 1954
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (May 2019)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2019 Mortgage
APN	`14-20-0-302-006`

Property Details

APN / Parcel Number

Primary APN	`14-20-0-302-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	948 sqft Living Area
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	203 E TEMPLE ST
City	FREEBURG
State	IL
Zip	62243-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURGARDS ADD LOT/SEC-18 A02613234
Legal Subdivision	BURGARDS ADD
Legal Block	302
Jurisdiction	ST CLAIR IL
Township / Civil Division	FREEBURG
Census Block Group	2
Census Block	2005
Census Tract	503905

Owner

203 E Temple St is owned and occupied by an individual who bought it in May 2019.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	203 E TEMPLE ST, FREEBURG, IL 62243-1255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MTG
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Deed Document Number	20192613234
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 20, 2019
Property Address	203 E TEMPLE ST, FREEBURG, IL 62243-1255
Document Number	00A2613234
Instrument Date	May 15, 2019
Instrument	2613234
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E TEMPLE ST FREEBURG IL 622431255, FREEBURG, IL 62243-1255

Mortgage

Document Number	A2613235
Date	May 20, 2019
Instrument	2613235

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	A2613236,
Date	May 20, 2019
Instrument	2613236

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	203 E TEMPLE ST, FREEBURG, IL 62243-1255
Document Number	00A2614944
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E TEMPLE ST FREEBURG IL 622431255, FREEBURG, IL 62243-1255

Mortgage

Document Number	00A2614944
Date	Jun 4, 2019
Instrument	2614944

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 203 E Temple St was $3,526.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Freeburg Township
Municipality	Freeburg Village
Elementary School District	Freeburg Community Consolidated School District 70 (PK - 08)
Secondary School District	Freeburg Community High School District 77 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,526.00	$42,805 Land $10,124 Building $32,681	$128,415 Land $30,372 Building $98,043
2022		$37,596 Land $8,560 Building $29,036	$112,788 Land $25,680 Building $87,108
2019	$3,053.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 203 E Temple St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 E Temple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEBURG serves 4,707 people · EPA ID IL1630600
Water Source	Purchased surface water from FSH WATER COMMISSION
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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