Allegany County property record for 203 E Roberts St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,442 sqft · built 1890 |
| Lot Size | 0.16 acres (6,975 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,000 (Jan 2014) |
| Tax Bill | $906 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-039483 |
| Primary APN | 04-039483 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,442 sqft Total Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 6,975 sqft (0.16 acres) |
| Lot Dimensions | 63 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 366 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 039483 |
|---|---|
| Street Address | 203 E ROBERTS ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 203 ROBERTS ST LT 708 TO 712 INC 150X63 HUMBIRD ADDN 30 |
| Legal Subdivision | HUMBIRD ADD |
| Legal Lot Number | 708-712 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 E ROBERTS ST, CUMBERLAND, MD 21502-4741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on Record |
| Deed Sale | Jan 10, 2014 · Amount on Record |
| Prior Sale | Jun 24, 2011 · Amount on Record |
| Deed Book / Page | 2028 / 108 |
| Last Transfer Date | Jul 26, 2021 |
| Transfer Doc | 2692000164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 16, 2021 |
| Property Address | 203 E ROBERTS ST, CUMBERLAND, MD 21502-4741 |
| Document Number | 002692-0164 |
| Book / Page | 2692 / 164 |
| Instrument Date | Jul 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 203 E ROBERTS ST, CUMBERLAND, MD 21502-4741 |
| Document Number | 002692-0169 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 2692/169 |
| Name | FIRST MORTGAGE SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Jul 1, 2024 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,800 (+33.09%) Land $12,200 Building $95,600 | $107,800 (+33.09%) Land $12,200 Building $95,600 | |
| 2025 | $906.00 (+20.32%) | ||
| 2023 | $753.00 | $81,000 Land $12,200 Building $68,800 | $81,000 Land $12,200 Building $68,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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