203 E Ridge St, #2, Readlyn, IA 50668 Property Records

Bremer County property record for 203 E Ridge St, #2, Readlyn, IA 50668

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 854 sqft · built 2000
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2026)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-11-409-009`

Property Details

APN / Parcel Number

Primary APN	`11-11-409-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	854 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	203 E RIDGE ST, 2
City	READLYN
State	IA
Zip	50668-7804
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	11-91-12 PARK VIEW CONDOMINIUMS OF READLYN UNIT 2
Legal Range	12W
Legal Township	91N
Legal Section	11
Legal Subdivision	PARK VIEW CONDOS
Legal Lot Number	U2
Jurisdiction	BREMER IA
Township / Civil Division	MAXFIELD
Census Block Group	1
Census Block	1004
Census Tract	4300

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 E RIDGE ST, READLYN, IA 50668-7804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Jun 6, 2005 · Amount on Record
Deed Document Number	20261654
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	May 28, 2026
Property Address	203 E RIDGE ST, 2, READLYN, IA 50668-7804
Document Number	0020261654
Instrument Date	Apr 23, 2026
Instrument	20261654
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E RIDGE ST, READLYN, IA 50668-7804

Mortgage

Document Number	0000001655,
Date	May 28, 2026
Instrument	20261655

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000001656,
Date	May 28, 2026
Instrument	20261656

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	May 28, 2026
Property Address	203 E RIDGE ST, 2, READLYN, IA 50668-7804
Document Number	0000001654
Instrument Date	Apr 23, 2026
Instrument	20261654
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E RIDGE ST, READLYN, IA 50668-7804

Mortgage

Document Number	0000001655,
Date	May 28, 2026
Instrument	20261655

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0020261656,
Date	May 28, 2026
Instrument	20261656

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Readlyn City
Unified School District	Wapsie Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,392.00 (-15.02%) Homeowner's exemption	$111,840 (+2.98%) Land $12,150 Building $99,690	$111,840 (+2.98%) Land $12,150 Building $99,690
2023		$108,600 Land $9,720 Building $98,880	$108,600 Land $9,720 Building $98,880
2022	$1,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READLYN WATER SUPPLY serves 845 people · EPA ID IA0965073
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Readlyn Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Mediacom Xtream, Verizon.

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