203 E Owens St, Fulton, MS 38843 Property Records

Itawamba County property record for 203 E Owens St, Fulton, MS 38843

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,761 sqft · built 1916
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`087-2025-021.00`

Property Details

APN / Parcel Number

Primary APN	`087-2025-021.00`
Alternative APN	`3727`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,761 sqft Adjusted Area
1st Floor Area	2,391 sqft
2nd Floor Area	1,040 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Pool Area	800 sqft
Pool House	691 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	203 E OWENS ST
City	FULTON
State	MS
Zip	38843-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF FULTON O/D PT. LOT 1 BLOCK 5; PT SE4
Legal Range	08E
Legal Township	09S
Legal Section	25
Legal Subdivision	NA
Legal Block	5
Legal Lot Number	1
Jurisdiction	ITAWAMBA MS
Township / Civil Division	5
Census Block Group	2
Census Block	2025
Census Tract	950300

Owner

Source: Itawamba County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 E OWENS ST, FULTON, MS 38843-1903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jan 18, 2017	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Jan 25, 2018	Deed of Trust, Mortgage BANCORPSOUTH BANK
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
May 14, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Jul 29, 2019	Deed of Trust, Mortgage PHIL MORRIS
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Dec 6, 2021	Warranty Deed, Transfer
Mar 19, 2020	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021
Deed Sale	Dec 6, 2021
Deed Document Number	2021214777
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E OWENS ST, FULTON, MS 38843-1903

Mortgage

Document Number	2026260342
Date	Feb 10, 2026
Instrument	2026260342

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITAWAMBA MS
Recording Date	Feb 1, 2024
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Document Number	2024240292
Instrument Date	Jan 24, 2024
Instrument	2024240292
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 TRACEY CV, MADISON, MS 39110-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	203 E OWENS ST, FULTON, MS 38843-1903

Mortgage

Document Number	2024240293
Date	Feb 1, 2024
Instrument	2024240293

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000170137
Date	Jan 18, 2017
Instrument	170137

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E OWENS ST, FULTON, MS 38843-1903

Mortgage

Document Number	2018180218
Date	Jan 25, 2018
Instrument	2018180218

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 26, 2023

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E OWENS ST, FULTON, MS 38843-1903

Mortgage

Document Number	2018182185
Date	Jun 21, 2018
Instrument	2018182185

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	55 Months
Due	Jan 26, 2023

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E OWENS ST, FULTON, MS 38843-1903

Mortgage

Document Number	2018181671
Date	May 14, 2018
Instrument	2018181671

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	56 Months
Due	Jan 26, 2023

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E OWENS ST, FULTON, MS 38843-1903

Mortgage

Document Number	2019193294
Date	Sep 12, 2019
Instrument	2019193294

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Oct 10, 2026

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E OWENS ST, FULTON, MS 38843-1903

Mortgage

Document Number	2019192556
Date	Jul 29, 2019
Instrument	2019192556

Lender

Name	PHIL MORRIS
Type	Private Party
Address	209 E WIYGUL ST, FULTON, MS 38843

Agreement

Amount	Amount Recorded
Term	7 Months
Due	Feb 3, 2020

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E OWENS ST, FULTON, MS 38843-1903

Mortgage

Document Number	2020200779
Date	Mar 9, 2020
Instrument	2020200779

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 5, 2027

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITAWAMBA MS
Recording Date	Dec 6, 2021
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Document Number	2021214777
Instrument Date	Dec 6, 2021
Instrument	2021214777
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 S ROBBINS ST, FULTON, MS 38843-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 E OWENS ST, FULTON, MS 38843-1903

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	ITAWAMBA MS
Recording Date	Mar 19, 2020
Property Address	203 E OWENS ST, FULTON, MS 38843-1903
Document Number	2020200948
Instrument Date	Mar 5, 2020
Instrument	2020200948
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 E OWENS ST, FULTON, MS 38843-1903

Tax Assessment & Valuation

Source: Itawamba County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Itawamba County
Municipality	Fulton City
Unified School District	Itawamba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,211.00 (+64.84%) Homeowner's exemption	$26,760 (+54.2%)	$267,600 (+54.2%) Land $8,000 Building $259,600
2023		$17,354 (-)	$173,540 (-) Land $8,000 Building $165,540
2022	$1,948.00 Homeowner's exemption	$17,354	$173,540 Land $8,000 Building $165,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOOREVILLE-RICHMOND W/A #2 public/private · serves 3,200 people · EPA ID MS0410032
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fulton Telephone Company, Xfinity.

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