Garfield County property record for 203 E Osage St, Garber, OK 73738
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,148 sqft · built 1928 |
| Lot Size | 0.241 acres (10,499 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $101 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26427 |
| Primary APN | 26427 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,499 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26427 |
|---|---|
| Street Address | 203 E OSAGE ST |
| City | GARBER |
| State | OK |
| Zip | 73738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10-12 BLOCK 9 SD-G47 GARBER SE/4 26-23-4 & SW/4 25-23-4 ..HUSBAND DAVID W ..DEC'D 3/2012 |
| Legal Range | 04W |
| Legal Township | 23N |
| Legal Section | 26 |
| Legal Subdivision | GARBER 25-23-4 |
| Legal Block | 9 |
| Legal Lot Number | 10-12 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 1100 |
Source: Garfield County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 395, GARBER, OK 73738-0395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2002 |
| Deed Sale | Apr 19, 2002 |
| Deed Book / Page | 1583 / 905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Apr 30, 2026 |
| Property Address | 203 E OSAGE ST, GARBER, OK 73738 |
| Document Number | 0000003610 |
| Book / Page | 2755 / 971 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20263610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000003610, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 2755/971 |
| Instrument | 20263610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Garber City |
| Unified School District | Garber Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,063 (+3.05%) Land $170 Building $1,893 | $16,499 (-79.54%) Land $1,357 Building $15,142 | |
| 2025 | $101.00 (+29.49%) Homeowner's exemption | $2,002 (+14.01%) Land $165 Building $1,837 | $80,639 (+101.14%) Land $3,600 Building $77,039 |
| 2023 | $78.00 Homeowner's exemption | $1,756 Land $154 Building $1,602 | $40,090 Land $3,600 Building $36,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARBER MUNICIPAL AUTHORITY serves 725 people · EPA ID OK2002416 |
|---|---|
| Water Source | Purchased groundwater from ENID |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Carbon tetrachloride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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