Clinton County property record for 203 E Oak St, Elsie, MI 48831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,568 sqft · built 1900 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Feb 2026) |
| Tax Bill | $412 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-200-007-014-00 |
| Primary APN | 061-200-007-014-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 165 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 203 E OAK ST |
|---|---|
| City | ELSIE |
| State | MI |
| Zip | 48831-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 14 AND W 1/2 OF LOT 15, BLOCK 7, VANDEUSENS ADD. TO VILLAGE OF ELSIE |
| Legal Subdivision | VANDEUSENS ADD |
| Legal Block | 7 |
| Legal Lot Number | 14-15 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | DUPLAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10702 |
Source: Clinton County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1972 N MERIDIAN RD, OVID, MI 48866-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Feb 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 11, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on Record |
| Deed Sale | Feb 23, 2026 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 20265362028 |
| Prior Transfer Date | Mar 1, 2004 |
| Prior Transfer Doc | 0005052847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Feb 23, 2026 |
| Property Address | 203 E OAK ST, ELSIE, MI 48831-5101 |
| Document Number | 0005362028 |
| Map Reference | LB 1 PG 1 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 5362028 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,297.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 E OAK ST, ELSIE, MI 48831-5101 |
| Name | Verified Name |
|---|---|
| Address | 1972 N MERIDIAN RD, OVID, MI 48866-9402 |
| Document Number | 0005361895 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 5361895 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Dec 11, 2017 |
| Property Address | 203 E OAK ST, ELSIE, MI 48831-5101 |
| Document Number | 5261561 |
| Map Reference | LB1 PG1 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 5261561 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10033 LAKESIDE DR, 10033, PERRINTON, MI 48871-9645 |
| Name | Verified Name |
|---|---|
| Address | 8755 N CHANDLER RD, ELSIE, MI 48831-9789 |
| Document Number | 5261562 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 5261562 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | Duplain Township |
| Municipality | Elsie Village |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,300 (-2.46%) Land $4,600 Building $74,700 | $158,600 (-2.46%) Land $9,200 Building $149,400 | |
| 2025 | $412.00 (-60.95%) Homeowner's exemption | $81,300 (+28.03%) Land $4,600 Building $76,700 | $162,600 (+28.03%) Land $9,200 Building $153,400 |
| 2024 | $1,055.00 (+12.59%) | ||
| 2023 | $937.00 Homeowner's exemption | $63,500 | $127,000 |
| 2022 | $937.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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